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Sold

Sold·Closed Oct 28, 2025·25 days on market

17080 McIntosh Road

Hilliard, FL 32046

$381,000sold priceListed at $391,000 · 97.4% of asking$222/sqftMLS# 2106073
4
Beds
2
Baths
1,720
Sq Ft
1992
Built
1
Garage
No
Pool
No HOA3.33 acresSingle Family Residence1 story

About this home

Hilliard

Welcome to this inviting 4-bedroom, 2-bath home offering 1,720 sq. ft. of living space, perfectly situated on 3.62 acres. This property combines modern updates with the charm of country living, providing the best of both worlds. Step inside to a spacious living room with a cozy fireplace, perfect for gathering on cool evenings. A separate dining area flows into the beautifully updated kitchen, complete with granite countertops, stainless steel appliances, and plenty of cabinet space. Outside, enjoy the wide-open space of 3.62 acres—ideal for gardening, outdoor activities, or simply taking in the peaceful surroundings. Whether you're looking for a small hobby farm, extra room for recreational toys, or space to expand, this property gives you endless possibilities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,110
Property taxesest. at asking price, Nassau County$526
Estimated total, before insurance$2,636/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,170/yr · $181/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$381,000
$76,200
Loan Term
Monthly Payment
$2,110
Principal & Interest: $2,110
Property taxes (est.): $526
Insurance (est.): $254
Estimated Total Monthly
$2,890
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,668 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,170/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $227/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
17098 Cross Branch Road, Hilliard, FL 32046Listed by REMI REALTY, LLCAug 2026$611,500$2753/2.52,2241290.2
27687 Conner Nelson, Hilliard, FL 32046Listed by COLDWELL BANKER VANGUARD REALTYJun 2025$305,000$1563/21,9501011
30036 County Road 121, Hilliard, FL 32046Listed by DJ & LINDSEY REAL ESTATEApr 2026$250,000$1653/21,51251.6
11098 Mulberry Landing, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAOct 2026$215,000$1593/21,352131.8
17200 Casa Roja Lane, Hilliard, FL 32046Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$610,000$3383/21,8062141.8
1131 Mulberry Landing Road, Hilliard, FL 32046Listed by SUPREME PATH BROKERAGE LLCJun 2025$255,000$1823/21,4041081.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$391,000
Price / Sq Ft$227
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,720
Acres3.33 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address17080 McIntosh Road, Hilliard, FL 32046
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionMetes & Bounds
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size145,054.8 sq ft
Parcel Number103N23202000140030

Amenities

UtilitiesCable Available, Electricity Available
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchPorch
FencingFenced
RoofShingle
ConstructionFrame, Vinyl Siding

Additional Information

Date ListedAugust 28, 2025
Days on Market25
Tax Amount$2,170.47
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: SUMMER HOUSE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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