Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

No photos available

This listing has no photos yet

Sold

Sold·Closed Sep 17, 2025·26 days on market·Recent sales in St. Augustine

43 Moultrie Creek Circle

St. Augustine, FL 32086

$355,000sold priceListed at $365,000 · 97.3% of asking$193/sqftMLS# 2103821
3
Beds
2
Baths
1,839
Sq Ft
2019
Built
2
Garage
No
Pool
HOA $250/mo3,920 sqft lotSingle Family Residence2 stories

About this home

St. Augustine

Seller Financing is Available! Welcome to easy living in the sought-after boutique community of Moultrie Woods!?Here, the HOA takes care of lawn care, irrigation, water, sewer, and upkeep of the sparkling community pool and clubhouse—so you can focus on enjoying life. Built in 2019, this home features Hardiboard siding, a private vinyl-fenced backyard, quartz countertops, stainless steel appliances, cordless blinds, and wood-look tile throughout the main level. The open-concept first floor is filled with natural light and includes recessed lighting, a convenient half bath, and seamless flow from the kitchen to the living and dining areas. Upstairs, you'll find all bedrooms plus the laundry room for ease and efficiency. Step outside to your covered back patio and take in the peaceful view of the mature oak canopy behind the home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,966
Property taxesest. at asking price, St. Johns County$472
HOAbilled monthly$250
Estimated total, before insurance$2,689/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,693/yr · $391/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,966
Principal & Interest: $1,966
Property taxes (est.): $472
Insurance (est.): $237
Estimated Total Monthly
$2,675
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,693/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 14, 2025Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
54 Moultrie Creek Circle, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$350,000$2253/2.51,553420
115 Sierras Loop, St. Augustine, FL 32086Listed by THOMPSON REALTY & DEVELOPMENT INC.Sep 2026$548,000$2424/2.52,2681430.5
280 Sawmill Landing Drive, St. Augustine, FL 32086Listed by ENGEL & VOLKERS ST AUGUSTINEAug 2026$385,000$2043/2.51,886960.8
51 S Twin Maple Road, St. Augustine, FL 32084Listed by DAVIDSON REALTY, INC.Jul 2026$355,000$2283/21,557320.8
832 White Eagle Circle, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$444,000$2593/21,711630.9
433 Jarama Circle, St. Augustine, FL 32084Listed by COLDWELL BANKER BEN BATES INCOct 2026$321,000$1444/2.52,231951.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$365,000
Price / Sq Ft$198
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,839
Acres0.09 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address43 Moultrie Creek Circle, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionMoultrie Woods
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size3,920.4 sq ft
Parcel Number1358130050

Amenities

AmenitiesPool, Clubhouse
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

Patio / PorchCovered, Patio
FencingBack Yard, Vinyl
ConstructionFiber Cement, Frame

Additional Information

Date ListedAugust 14, 2025
Days on Market26
HOA Fees$250 / Monthly
HOA FrequencyMonthly
Tax Amount$4,692.51
Tax Year2024
Listing TermsCash, Conventional, FHA, Owner May Carry, USDA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 ST AUGUSTINE PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines