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Active

Active·391 days on market

125 River Bend Place Bld. D

Welaka, FL 32193

$375,000$317/sqftEst. $1,938/moMLS# 2102993
2
Beds
2
Baths
1,184
Sq Ft
1974
Built
Garage
No
Pool

About this home

Welaka

Located directly on the magnificent St. Johns River, this lovely first floor move-in ready 2BR/2BA condo unit offers a refreshing and relaxing view from the spacious screened porch of some awesome sunsets in addition to all the fishing and water activities you could ever dream of. The home comes completely and tastefully furnished, right down to the dishes. Just bring your toothbrush and you're ready to live the life of luxury. The unit has tile flooring throughout. Both bedrooms include mirrored, sliding closet doors, with the master suite overlooking the screened porch and river. Unlike most units, this one includes a stacked washer/dryer. Community amenities include a sparkling, fenced, in-ground pool, boat ramp, boat slip and dock. Off street unassigned parking is available in the adjacent parking lot. This is a perfect year-round home, vacation or VRBO.

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$1,938
Principal & Interest: $1,938
Insurance (est.): $250
Estimated Total Monthly
$2,188
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,938
HOAbilled monthly$345
Estimated total, before insurance$2,283/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,461/yr · $288/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,461/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 8, 2025Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000
Price / Sq Ft$317
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,184
Total Structure Area1,440 sq ft
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleOther
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address125 River Bend Place Bld. D, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionBeechers Point
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Parcel Number401226053000201250
ZoningCondominium

Amenities

AmenitiesPool, Boat Dock, Boat Launch, Boat Slip, Laundry
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot, Unassigned
ViewRiver

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBoat Ramp - Private, Dock
Lot DescriptionDead End Street, Other
Patio / PorchCovered, Porch, Rear Porch, Screened
RoofMetal
ConstructionVinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedAugust 8, 2025
Days on Market299
HOA Fees$345 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSewer, Water
Tax Amount$3,460.76
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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