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Sold·Closed Sep 10, 2025·43 days on market
145 E McCormick Road
East Palatka, FL 32131
About this home
East Palatka
Discover peaceful country living in this 2020-built manufactured home situated on 2 expansive acres in East Palatka. With 1,344 square feet of well-planned living space, this 3-bedroom, 2-bathroom home offers a comfortable and modern interior featuring an open-concept layout, spacious kitchen with ample cabinetry, and a split-bedroom floor plan for added privacy. Step outside and enjoy the wide-open space—ideal for gardening, outdoor activities, or simply enjoying the quiet surroundings. A storage shed provides extra utility and convenience. Whether you're looking for a private homestead or a weekend retreat, this property offers room to roam with no HOA restrictions. Conveniently located with quick access to Palatka, St. Augustine, and the St. Johns River. Welcome!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,767 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Spyglass beach accessabout 22 mi · 23 parking spaces
Closest park or preserve
Deep Creek Conservation Areaabout 9 mi · 4.1 mi of trails
Closest public boat ramp
Deep Creek at County Road 207 Primitive Accessabout 8 mi · St. Johns River - Deep Creek
Closest grocery store
Aldiabout 19 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,294/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $160/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 110 Big Apple Road, East Palatka, FL 32131Listed by YOUR CHOICE REAL ESTATE | Jul 2026 | $244,999 | $172 | 4/2 | 1,428 | 243 | 0.5 |
| 108 Big Apple Road, East Palatka, FL 32131Listed by YOUR CHOICE REAL ESTATE | May 2026 | $243,999 | $171 | 4/2 | 1,428 | 219 | 0.5 |
| 105 Old Cherry Lane, East Palatka, FL 32131Listed by DUCK REALTY INC | Nov 2025 | $165,000 | $120 | 2/2 | 1,377 | 4 | 0.5 |
| 200 Maryland Avenue, East Palatka, FL 32131Listed by US REALTY HUB | Dec 2025 | $269,900 | $176 | 3/2 | 1,536 | 101 | 0.6 |
| 120 Sevilla Street, East Palatka, FL 32131Listed by MAXREV, LLC | May 2026 | $230,000 | $191 | 3/2 | 1,205 | 30 | 0.8 |
| 151 Elsie Drive, East Palatka, FL 32131Listed by NICOSIA REALTY INC. | Sep 2025 | $225,000 | $146 | 3/2 | 1,539 | 43 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines