Pending·481 days on market
3030 Bella Collina Way
Green Cove Springs, FL 32043
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Green Cove Springs
LOT 107 -The Pinnacle Bungalow is a one story home great for entertaining with an open layout. 42'' cabinets, Quartz countertops, upgraded flooring throughout. Owner's bath features a large semi-frameless glass enclosure with oversized shower and bench seat and double-sink raised vanity. Wetlands/ treed view from covered rear lanai. LAKES AT BELLA LAGO is beautifully intertwined w/nature. Bella Lago's namesake ''beautiful lake'' lends mirror-like water views to the scenery w/plenty of open spaces to explore. Enjoy an old FL feel w/modern amenities including a pool, resort-style cabana, & playground within Lakes at Bella Lago, conveniently located to all that Northeast FL has to offer. Experience the openness, airiness & flow we design into our homes & picture living roomier...brighter...better.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $60,000 | $38,500 | — |
| 2024 | $35,000 | $35,000 | ▲ $15,000 |
2024 property taxes (current owner): $526/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $155/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3042 Bella Collina Way, Green Cove Springs, FL 32043Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $405,000 | $178 | 3/2.5 | 2,273 | 138 | 0 |
| 3013 Bella Collina Way, Green Cove Springs, FL 32043Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $329,990 | $179 | 4/3 | 1,842 | 319 | 0 |
| 3582 Bella Sera Lane, Green Cove Springs, FL 32043Listed by MERITAGE HOMES OF FLORIDA REALTY | Oct 2026 | $356,990 | $163 | 4/3 | 2,193 | 16 | 0.1 |
| 3070 Bella Collina Way, Green Cove Springs, FL 32043Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $362,900 | $161 | 3/2.5 | 2,252 | 362 | 0.1 |
| 3590 Bella Sera Lane, Green Cove Springs, FL 32043Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $340,990 | $185 | 4/3 | 1,842 | 78 | 0.1 |
| 3606 Bella Sera Lane, Green Cove Springs, FL 32043Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $334,990 | $182 | 4/2 | 1,840 | 75 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MATTAMY REAL ESTATE SERVICES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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