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Sold·Closed Jul 10, 2025·8 days on market

5125 County Road 214

Keystone Heights, FL 32656

$250,000sold priceListed at $250,000 · 100% of asking$186/sqftMLS# 2090269
3
Beds
2
Baths
1,344
Sq Ft
1999
Built
—
Garage
Yes
Pool
No HOA2.60 acresMobile Home1 story

About this home

Keystone Heights

Your Private Retreat Just Minutes from Downtown - Fully Renovated on 2.6+ Acres! Welcome to a truly rare opportunity—this beautifully renovated home sits on over 2.6 acres of peaceful, country-style land while keeping you just minutes from the heart of downtown. Step inside to discover a stunning, like-new interior, featuring brand new flooring throughout, a gorgeous chef's kitchen with all-new cabinetry, granite countertops, and modern finishes. The spacious primary suite includes a versatile bonus room perfect for a home office, library, or private lounge. Enjoy low-maintenance living with a newer metal roof and upgrades throughout the home that make this a move-in-ready haven. Out back, unwind or entertain in your screened-in, in-ground pool, offering the perfect setting to relax in privacy with no neighbors in sight. Whether you're looking for space to spread out, room to garden, or simply want the peace and quiet of country living without sacificing convenience, this home is it

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,385
Property taxesest. at asking price, Clay County$383
Estimated total, before insurance$1,768/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$706/yr · $59/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$250,000
$50,000
Loan Term
Monthly Payment
$1,385
Principal & Interest: $1,385
Property taxes (est.): $383
Insurance (est.): $167
Estimated Total Monthly
$1,935
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,537 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $706/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5395 Laredo Street, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYNov 2025$255,000$2013/21,26700.4
7655 Long Lake Road, Keystone Heights, FL 32656Listed by WATSON REALTY CORPMay 2026$255,000$1973/21,292240.8
5493 Coronado Street, Keystone Heights, FL 32656Listed by JAX HOME REALTYJun 2026$177,000$1543/21,152251
5497 Laredo Street, Keystone Heights, FL 32656Listed by SOUTHERN CHARM REALTY OF CENTRAL FLORIDAApr 2026$339,450$2413/21,410771
5521 Gila Street, Keystone Heights, FL 32656Listed by TEAM FLORIDA REALTY SERVICES INCAug 2026$125,000$1112/21,126101.2
7436 Caribbean Circle, Keystone Heights, FL 32656Listed by GOLD KEY REALTY OF JAX, INCJan 2026$190,000$1363/21,4001981.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$250,000
Price / Sq Ft$186
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,344
Acres2.60 acres
Year Built1999
TypeResidential
Sub-TypeMobile Home
StatusClosed
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

Community Information

Address5125 County Road 214, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionKeystone Heights
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size113,256 sq ft
Lot Dimensions114 wide X 1004 deep
Parcel Number18082400720400104

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Attached, Carport

Interior

AppliancesElectric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

FencingBack Yard, Chain Link
RoofMetal
Road SurfaceAsphalt, Paved

Additional Information

Date ListedMay 29, 2025
Days on Market8
Tax Amount$706.1
Tax Year2024
Listing TermsConventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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