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$120,000Sold3 bd · 2 ba · 1,296 sq ft
Sold·Closed Jul 22, 2025·43 days on market
4092 Dowling Road
Middleburg, FL 32068
About this home
Middleburg
Investor Special! 4092 Dowling Rd, Middleburg, FL 32068 New Roof 2025! Needs AC, full interior remodel and landscaping. 1296 Sqft 3-bedroom, 2-bathroom double wide mobile home on 2 acres is the perfect opportunity to create value in a prime Middleburg location. The property needs everything—bring your vision and turn this blank slate into a cash-flowing rental or a flip! Property Details: • Year Built: 2000 • Size: 1,296 SF finished space, 1,756 gross SF • Layout: 3 bedrooms, 2 full bathrooms, single-story Land & Extras: • 2 Acres of Peace and Privacy: Well and septic in place, no HOA. • 450 SF carport • 192 SF storage shed Investor Notes: • Run Your Own Comps: This is a true handyman special—buyer to verify value and future potential. • Financing: Cash or conventional only—no creative financing. Priced to sell—unlock the potential and make this property your next project! Must sign hold harmless before showin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Alpine Groves Parkabout 13 mi · 1 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 4 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 7 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 12 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,660/yr
Estimated taxes if purchased at asking price: ~$2,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $93/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4104 Sunnyside Drive, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Nov 2025 | $202,500 | $178 | 3/2 | 1,140 | 39 | 0.2 |
| 4121 Sunnyside Drive, Middleburg, FL 32068Listed by FREEDOM REALTY GROUP LLC | May 2025 | $75,000 | $72 | 2/2 | 1,040 | 67 | 0.2 |
| 4224 Deer Trail, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jun 2026 | $259,900 | $175 | 3/2 | 1,488 | 54 | 0.3 |
| 4053 Sunnyside Drive, Middleburg, FL 32068Listed by DJ & LINDSEY REAL ESTATE | Mar 2026 | $160,000 | $168 | 3/1 | 952 | 7 | 0.3 |
| 3221 Robin Lane, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Nov 2025 | $206,000 | $127 | 3/2 | 1,620 | 114 | 0.3 |
| 3990 Michaelwood Road, Middleburg, FL 32068Listed by WATSON REALTY CORP | Aug 2025 | $242,000 | $149 | 3/2 | 1,620 | 4 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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