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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Mar 16, 2026·61 days on market·Recent sales in Jacksonville

1537 Elmar Road

Jacksonville, FL 32226

$385,000sold priceListed at $385,000 · 100% of asking$275/sqftMLS# 2089549
3
Beds
2
Baths
1,400
Sq Ft
1999
Built
2
Garage
No
Pool
No HOA0.75 acresSingle Family Residence1 story

About this home

Jacksonville

Discover the perfect blend of peaceful rural living and convenient suburban amenities in this charming ranch style, 3 bedroom, 2 bath home. Imagine relaxing on the welcoming 24' covered front porch and enjoying the freedom of a spacious 0.75-acre property without HOA restrictions. This property is a dream for anyone who loves the outdoors, offering covered parking for your boat - no need to lower those fishing poles! - as well as covered RV parking. You'll find plenty of storage space with a 2-car attached garage, a detached garage with 30 amp service, a significant 15' high metal carport (24x46) also equipped with 30 amp service, and a fully fenced backyard with a convenient wide gate on the side yard. Inside, you'll appreciate the open floor plan, cleverly defined by a half wall between the kitchen and living room. Enjoy casual meals in the eat-in kitchen and host gatherings in the formal dining room. The glass-enclosed Florida Room provides versatile space for a home

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,133
Property taxesest. at asking price, Duval County$629
Estimated total, before insurance$2,761/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,665/yr · $222/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$385,000
$77,000
Loan Term
Monthly Payment
$2,133
Principal & Interest: $2,133
Property taxes (est.): $629
Insurance (est.): $257
Estimated Total Monthly
$3,018
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,539 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$262,944$132,880▲ $10,001
2024$253,732$128,428—
2023$236,051$123,232▲ $7,744
2022$219,816$118,187▲ $14,752
2021$175,352$113,289—
2020$169,774$169,774—

2024 property taxes (current owner): $2,665/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $275/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13436 Avery Park Lane, Jacksonville, FL 32218Listed by FADER & CO REALTY LLCAug 2026$289,000$1933/21,49480.6
1431 Jan Lane, Jacksonville, FL 32218Listed by JWB REALTY LLCAug 2026$319,900$1824/21,759460.8
12648 Moose Road, Jacksonville, FL 32226Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLCAug 2026$285,000$1913/21,4911511.1
12551 Moose Road, Jacksonville, FL 32226Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$320,000$2033/21,579471.2
706 Bonaparte Drive, Jacksonville, FL 32218Listed by SUPREME PATH BROKERAGE LLCJul 2026$330,000$1923/21,715151.3
1180 Morning Light Road, Jacksonville, FL 32218Listed by WATSON REALTY CORPJul 2026$293,000$1843/21,594151.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$385,000
Price / Sq Ft$275
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,400
Acres0.75 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLouis Sheffield
MiddleOceanway
HighFirst Coast

Community Information

Address1537 Elmar Road, Jacksonville, FL 32226
Area092-Oceanway/Pecan Park
SubdivisionDunns Creek Farms
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size32,670 sq ft
Lot Dimensions97x339
Parcel Number1070640500
ZoningResidential

Amenities

Community FeaturesSidewalks
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Detached Carport, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Patio / PorchCovered, Front Porch, Glass Enclosed, Patio, Rear Porch
FencingBack Yard
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 24, 2025
Days on Market61
Tax Amount$2,664.68
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LISA DUKE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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