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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Jun 17, 2025·2 days on market·Recent sales in Over 55 & Active Adult

11278 Princessa Lane

Jacksonville, FL 32218

$245,000sold priceListed at $242,500 · 101% of asking$211/sqftMLS# 2087810
3
Beds
1.5
Baths
1,160
Sq Ft
1964
Built
2
Garage
Yes
Pool
No HOA7,405 sqft lotSingle Family Residence1 story

About this home

Jacksonville

VA Assumable at 3.4%, NO HOA, Two Driveways, Small RV Parking, Detached 2 Car Garage, Very Desirable San Mateo Elementry School and more! This sweet and tidy midcentry florida house, feels like home. Enter into the Living area, open to the Dining area and open Kitchen, w/loads of counter space, Corian Counters, Tile Backsplash, Oak Cabinets, & Large Pantry w/large Utility/Laundry Room, All looking out onto the Screened Patio, Above Ground Pool and Fenced Backyard. There are two Secondary Bedrooms, Full Guest Bath and the Primary Suite has an Ensuite Half Bath for Convenience, FEATURES: Roof 2024, Updated Windows, Approx. 9'x9'x22' RV Parking w/ 30 Amp. Outlet & Separate Driveway, Well & Pump for Irrigation, New Pool Decking, Oversized Detached Garage has Workbench & TV Antenna, All Appliances Convey, Wood and Tile Flooring throughout. This is affordable living with it all!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Property taxesest. at asking price, Duval County$400
Estimated total, before insurance$1,757/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,558/yr · $130/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Property taxes (est.): $400
Insurance (est.): $163
Estimated Total Monthly
$1,920
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,643 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,558/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 15, 2025Listed$242,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $209/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11264 Princessa Lane, Jacksonville, FL 32218Listed by MARK SPAIN REAL ESTATEJul 2026$200,000$2083/1.5960150
11214 Emuness Road, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERYAug 2026$239,000$2043/1.51,17090.2
11506 Renne Drive E, Jacksonville, FL 32218Listed by COLDWELL BANKER ANABASIS REALTYJun 2026$240,000$2173/21,108340.3
11515 Soforenko Drive, Jacksonville, FL 32218Listed by THE LEGENDS OF REAL ESTATEJun 2026$234,900$2143/21,100310.3
567 Renne Drive N, Jacksonville, FL 32218Listed by OPENDOOR BROKERAGE, LLC.Jun 2025$220,000$1633/1.51,350930.3
11533 Soforenko Drive, Jacksonville, FL 32218Listed by WATSON REALTY CORPJun 2026$212,000$1853/1.51,1443620.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$242,500
Price / Sq Ft$209
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,160
Acres0.17 acres
Year Built1964
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
# of Carport Spaces2
Has PoolYes
Pool FeaturesAbove Ground, Fenced, Pool Sweep
Is WaterfrontNo
Direction FacesEast

School Information

ElementarySan Mateo
MiddleOceanway
HighFirst Coast

Community Information

Address11278 Princessa Lane, Jacksonville, FL 32218
Area095-San Mateo/Eastport
SubdivisionSan Mateo
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size7,405.2 sq ft
Lot Dimensions72x105
Parcel Number1104260000
ZoningResidential

Amenities

Community FeaturesSuburban
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport, Detached Carport, Garage, Off Street, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Pantry
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Rear Porch, Screened
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBlock, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2025
Days on Market2
Tax Amount$1,558.44
Tax Year2024
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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