This home is in Jacksonville.

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Active

Active·162 days on market

1330 Barnett Street

Jacksonville, FL 32209

$949,000$134/sqftEst. $5,051/moMLS# 2084227

Beds

Baths

7,104

Sq Ft

1956

Built

—

Garage

Pool

About this home

Jacksonville

Barnett Street Apartments - 12 Unit (24 Bedrooms) Investment. Renovated in 2023, Barnett Street Apartments offers 12 units all 2BD/1BA across two solid concrete block buildings. Ideal for investors targeting the affordable housing sector, this property presents a value-add asset with a history of stable rental demand and low maintenance requirements. Interior upgrades include new kitchen cabinets, countertops, appliances, range hoods, updated fixtures, vinyl plank flooring, and central HVAC in all units. Each unit is separately metered for water and electric. No common area landlord utilities. Situated on an oversized parcel with access from both Kings Road and Hart Street, the property provides excellent ingress/egress and long-term development potential. Renovations completed in 2023--minimal deferred maintenance and capex requirements for new owners. JaxHA voucher limits for 2bd units in 32209 zip code have increased dramatically, unique affordable housing investmen

Cost to own

Mortgage calculator

Home Price

$949,000

Down Payment: 20%

$189,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,824

Principal & Interest: $4,824

Est. Taxes & Insurance: $1,206

Estimated Total Monthly

$6,030

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,051

Property taxesest. at asking price, Duval County$1,550

Estimated total, before insurance$6,601/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $955,000 in February 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$757,400	$757,400	—
2024	$757,200	$656,920	—
2023	$597,200	$597,200	—
2022	$549,200	$383,020	▼ $16,800
2021	$348,200	$348,200	—
2020	$320,100	$320,100	—

2024 property taxes (current owner): $12,688/yr

Estimated taxes if purchased at asking price: ~$18,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1956)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History