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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Jan 9, 2026·214 days on market·Recent sales in St. Augustine

611 Drake Bay Terrace

St. Augustine, FL 32084

$165,000sold priceListed at $173,000 · 95.4% of asking$116/sqftMLS# 2084193
3
Beds
2.5
Baths
1,424
Sq Ft
2007
Built
—
Garage
No
Pool
HOA $440/moCondominium2 stories

About this home

St. Augustine

Welcome Home to Comfort, Convenience & Charm! Discover this delightful 3-bedroom, 2.5-bath home that perfectly blends style and functionality. Beautiful tile plank flooring flows throughout the first floor, creating a warm, inviting atmosphere. The well-appointed kitchen includes a cozy dining area that overlooks the covered patio — ideal for morning coffee or evening gatherings. The spacious primary suite features a private en-suite bath and a generous walk-in closet. Two additional bedrooms share a full bath, providing space for family, guests, or a home office. Whether you're a first-time homebuyer or a savvy investor, this home is a fantastic opportunity. Community amenities include a sparkling pool and a children's playground — perfect for outdoor fun. Located minutes from shopping, beaches, downtown St. Augustine, and Flagler College. With I-95 close by, commuting to Jacksonville is a breeze. Some photos may be virtually staged.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$914
Property taxesest. at asking price, St. Johns County$220
HOAbilled monthly$440
Estimated total, before insurance$1,573/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$165,000
$33,000
Loan Term
Monthly Payment
$914
Principal & Interest: $914
Property taxes (est.): $220
Insurance (est.): $110
Estimated Total Monthly
$1,244
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $213,000 in June 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$185,521$185,521—
2024$197,656$181,310—
2023$201,318$164,827—
2022$187,392$149,843—
2021$136,221$136,221—
2020$133,412$133,412—

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $121/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
109 Merlot Way, St. Augustine, FL 32084Listed by MARK SPAIN REAL ESTATESep 2026$175,000$1452/2.51,2041000.1
237 Syrah Way, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$173,000$1502/2.51,155220.1
405 Cabernet Place, St. Augustine, FL 32084Listed by WATSON REALTY CORPJul 2026$235,000$1533/2.51,536590.1
211 Crete Court, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$270,000$1663/2.51,623230.1
652 Drake Bay Terrace, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$190,000$1343/2.51,4151200.1
429 Cabernet Place, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKDec 2025$252,000$1633/2.51,548580.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$173,000
Price / Sq Ft$121
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,424
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryCrookshank
MiddleMurray

Community Information

Address611 Drake Bay Terrace, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionPaloma
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0865412104
ZoningResidential

Amenities

AmenitiesPool, Playground
UtilitiesElectricity Connected, Water Connected
SewerPrivate Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Patio

Additional Information

Date ListedNovember 18, 2025
Days on Market214
HOA Fees$440 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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