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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jul 10, 2025·44 days on market

16606 NE 19th Avenue

Starke, FL 32091

$170,000sold priceListed at $199,000 · 85.4% of asking$79/sqftMLS# 2083353
4
Beds
2.5
Baths
2,140
Sq Ft
1960
Built
—
Garage
No
Pool
No HOA2.94 acresSingle Family Residence2 stories

About this home

Starke

Charming 2-story home on 2.94+/- secluded acres! This 4-bedroom, 2.5-bathroom property features a balcony and many updates, though it needs . Includes a bonus single wide that can be renovated for rental income . Sold as-is, Roof and AC put in around 2020, Cash Or Hard Money only.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$942
Estimated total, before insurance$942/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$170,000
$34,000
Loan Term
Monthly Payment
$942
Principal & Interest: $942
Insurance (est.): $113
Estimated Total Monthly
$1,055
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,706 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $114/sq ft; this home is listed at $93/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2199 SR 16, Starke, FL 32091Listed by INTEGRITY KEY REALTY LLCOct 2025$153,300$813/11,900440.2
2521 NE 162nd Way, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCDec 2025$100,000$493/22,052240.5
2553 NE SR16, Starke, FL 32091Listed by COLDWELL BANKER SMITH AND SMITH REALTYAug 2025$209,000$1144/21,8362280.6
1677 E Brownlee Street, Starke, FL 32091Listed by COMPASS FLORIDA LLCNov 2025$203,000$1343/21,512310.8
1582 NE 158th Street, Starke, FL 32091Listed by COLDWELL BANKER VANGUARD REALTYOct 2025$221,100$1013/22,183160.8
16674 NE 12th Avenue, Starke, FL 32091Listed by FLORIDA HOMES REALTY & MTG LLCApr 2025$283,000$1204/22,3561390.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,000
Price / Sq Ft$93
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,140
Total Structure Area2,140 sq ft
Acres2.94 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address16606 NE 19th Avenue, Starke, FL 32091
Area521-Bradford County-NE
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size128,066.4 sq ft
Parcel Number02770000100

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOther

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
FlooringLaminate, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesBalcony
Lot DescriptionAgricultural
Patio / PorchFront Porch
RoofMetal
ConstructionStucco
Other StructuresGuest House
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedApril 23, 2025
Days on Market44
Listing TermsCash, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Sold by: EXIT INSPIRED REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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