No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Aug 15, 2025·78 days on market
5822 Silver Sands Circle
Keystone Heights, FL 32656
About this home
Keystone Heights
Time to call Silver Sand Lake...home! EXTERIOR FEATURES FIRST: This 1/2 acre lot has a paved circular driveway. Large outbuilding/ RV garage (24x40) w/spray foam insulation, separate AC unit, 220 elec. panel & exterior RV hook up. A 2nd shed w/spray foam insulation (12X24) can safely hold all holiday decorations & memories. Upon entering, you will be greeted with an expansive lake view, improved by a breakaway family rm wall. A full wall brick fireplace & exposed wood beams remind you that this home is not cookie-cutter. The updated kitchen has granite counters, newer cabinets & crisp, clean water from an artesian well. Speaking of water..fish from your front yard for bluegill, catfish & large mouth bass! Open the sliding glass windows in the fall or use AC in the summer, in the (12x55) Florida room...toast s'mores or bake pizzas in the custom brick fireplace. Take advantage of the heated & cooled (16x20) flex space...play room, exercise/craft room, home office...endless option
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,465 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Alpine Groves Parkabout 28 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 3 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 2 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,172/yr
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $125/sq ft; this home is listed at $149/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5641 Silver Sands, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $300,000 | $132 | 5/3 | 2,280 | 20 | 0.4 |
| 7550 Monongahela Avenue, Keystone Heights, FL 32656Listed by TEAM DURGIN REALTY INC | Aug 2026 | $520,000 | $203 | 4/2.5 | 2,564 | 199 | 0.6 |
| 5750 Sequoia Road, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTY | Feb 2026 | $199,582 | $88 | 4/2 | 2,280 | 12 | 0.6 |
| 5691 Quail Lane, Keystone Heights, FL 32656Listed by KELLER WILLIAMS FIRST COAST REALTY | Jul 2025 | $180,000 | $76 | 4/3 | 2,356 | 58 | 0.6 |
| 7607 Oak Forest Road, Keystone Heights, FL 32656Listed by PURSUIT REAL ESTATE, LLC | Oct 2026 | $285,000 | $125 | 5/3 | 2,280 | 16 | 0.7 |
| 5725 Sequoia Road, Keystone Heights, FL 32656Listed by CW REALTY | Aug 2026 | $235,000 | $97 | 5/3 | 2,432 | 49 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROBERT SLACK, LLC.
Sold by: REAL BROKER LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in **verifying Subd**
For Sale3706 Landlubber StreetOrlando, FL 32812
3 bd · 2 ba · 1,692 sq ft
$445,000Est. $2,368/moLOCATION, UPDATES & MOVE-IN READY! Tucked away on a quiet cul-de-sac in highly sought-after Windward Place, this…
Listing Office: eagles world realty, inc
For Sale2700 Westside DriveLeesburg, FL 34748
3 bd · 3 ba · 3,390 sq ft
$445,000Est. $2,368/moSituated on 1.71 acres, this unique Leesburg property offers the space, flexibility, and privacy you've been looking…
Listing Office: watson realty corp
For Sale4294 Banks RoadMiddleburg, FL 32068
3 bd · 2 ba · 1,440 sq ft
$459,900Est. $2,448/moNearly new modular home on beautiful 3/4 acre direct Black Creek navigable lot with access to the St Johns River. Home…
Listing Office: community realty associates
For Sale3704 NE Rocky Ford RoadMadison, FL 32340
5 bd · 3 ba · 3,452 sq ft
$439,900Est. $2,341/moSitting upon a full acre this west facing 15-year young 5 BR, 3BA home, features timeless architecture with the white…
Listing Office: momentum realty
Keep looking
Similar homes in Keystone Heights
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines