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Sold

Sold·Closed Jun 23, 2025·49 days on market

18629 NW 84th Avenue

Starke, FL 32091

$835,000sold priceListed at $849,900 · 98.2% of asking$274/sqftMLS# 2080832
4
Beds
3.5
Baths
3,049
Sq Ft
2009
Built
1
Garage
Yes
Pool
No HOA5.00 acresSingle Family Residence1 story

About this home

Starke

Welcome to your private slice of paradise—where luxury meets comfort and every detail has been thoughtfully designed. From the moment you pass through the gated entry and wind your way under the canopy of majestic oaks, you'll feel right at home. This custom-built, meticulously maintained estate sits on 5 fully fenced acres and offers scenic views in every direction. Inside, you'll find exceptional craftsmanship throughout the spacious 4-bedroom, 3.5-bath home, complete with a bonus room currently used as a home gym—ideal for an office, playroom, or guest space. The open-concept floor plan features soaring vaulted ceilings and a resort-style fireplace that brings warmth and charm during the cooler winter months. The heart of the home is the open kitchen, designed for both function and style with a large center island, ample cabinet and counter space, and room to gather around.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,625
Estimated total, before insurance$4,625/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$835,000
$167,000
Loan Term
Monthly Payment
$4,625
Principal & Interest: $4,625
Insurance (est.): $557
Estimated Total Monthly
$5,182
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,481 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 10, 2025Listed$849,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $136/sq ft; this home is listed at $279/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
19262 NW 84th Avenue, Starke, FL 32091Listed by RAYTOWN HOMES & REALTY PLLCJan 2026$299,900$1324/22,2801380.7
6930 NW County Road 229A, Starke, FL 32091Listed by WATSON REALTY CORPJun 2026$340,000$1364/32,500102.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$849,900
Price / Sq Ft$279
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,049
Acres5.00 acres
Year Built2009
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages1
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address18629 NW 84th Avenue, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size217,800 sq ft
Parcel Number00679-0-00502
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Detached, Detached Carport, Garage
ViewPool, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryLower Level
SecuritySecurity Gate
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesFire Pit
Patio / PorchFront Porch, Patio, Porch
FencingFenced, Full
RoofMetal
ConstructionOther
Other StructuresWorkshop

Additional Information

Date ListedApril 10, 2025
Days on Market49
Listing TermsCash, Conventional, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED COUNTRY SMITH & ASSOCIATES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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