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Sold·Closed Apr 22, 2026·381 days on market
20 Pine Valley Circle
Ormond Beach, FL 32174
About this home
Ormond Beach
BRAND NEW AC! Motivated Sellers* This stunning 4-bedroom, 2-bath pool home in the desirable Tomoka Oaks community offers 2,086 sq ft of bright, open living space. Enjoy all-new stainless steel kitchen appliances, abundant natural light, and a layout designed for both comfort and privacy. A spacious flex room can easily transform into a formal living area, home office, or playroom--whatever suits your lifestyle. The two-car garage and separate indoor laundry room add convenience, while the private backyard with the screened-in pool is perfect for relaxing or entertaining. Ideally located near top schools, great dining, and just minutes from the beach, this home blends everyday functionality with a touch of Florida paradise.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,644 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Pellicer Creek Conservation Areaabout 26 mi · 3.7 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,092/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $199/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 32 Manderley Lane, Ormond Beach, FL 32174Listed by PONTE VEDRA CLUB REALTY, INC. | Mar 2026 | $500,000 | $200 | 4/3 | 2,500 | 43 | 1 |
| 11 Cypress View Trail, Ormond Beach, FL 32174Listed by LPT REALTY LLC | Feb 2026 | $377,500 | $228 | 3/2 | 1,657 | 51 | 2 |
| 1200 Vanderbilt Drive, Ormond Beach, FL 32174Listed by HOMECOIN.COM | Jul 2026 | $327,500 | $135 | 3/2 | 2,429 | 34 | 2.1 |
| 867 N Halifax Drive, Ormond Beach, FL 32176Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Jun 2025 | $560,000 | $235 | 4/2.5 | 2,385 | 332 | 2.5 |
| 2 Oscelot Court, Ormond Beach, FL 32174Listed by FLORIDA HOMES REALTY & MTG LLC | May 2026 | $549,000 | $241 | 3/2 | 2,280 | 4 | 2.6 |
| 8 Peruvian Lane, Ormond Beach, FL 32174Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $367,500 | $188 | 3/2 | 1,950 | 31 | 3.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Apr 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines