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Sold

Sold·Closed Jul 21, 2026·31 days on market

8 Peruvian Lane

Ormond Beach, FL 32174

$367,500sold priceListed at $367,500 · 100% of asking$188/sqftMLS# 2149074
3
Beds
2
Baths
1,950
Sq Ft
2002
Built
2
Garage
No
Pool
FEMA Zone XHOA $37/mo11,326 sqft lotSingle Family Residence1 story

About this home

Ormond Beach

***SELLER FINANCING AVAILABLE*** Come check out this spacious home on a quiet street in Ormond Beach! The big stuff is already done -- the roof 2019, HVAC 2018 and water heater 2015, so you can move right in without worrying about major repairs. The house has almost 2,000 square feet with a split-bedroom layout and a large primary suite. It needs new carpet and appliances, which is actually a great chance to pick out exactly what you want. The yard is a solid quarter-acre, so there's plenty of room to add a pool or just enjoy the outdoor space. You're just minutes from Tomoka State Park, Pathways Elementary, and all the shops and restaurants on Granada Blvd, and only a short drive to the beach. It's a great bones house just waiting for someone to make it their own! Seller will consider seller financing under the right terms. Reach out to listing agent for more info.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,036
HOAbilled annually$37
Estimated total, before insurance$2,073/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,316/yr · $193/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$367,500
$73,500
Loan Term
Monthly Payment
$2,036
Principal & Interest: $2,036
Insurance (est.): $245
Estimated Total Monthly
$2,281
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · FL0020532 ORMOND BEACH WWTF · Public water (record)

County records show this parcel on central sewer served by FL0020532 ORMOND BEACH WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,316/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$367,500
  • Jul 8, 2026Active Under Contract$367,500
  • Jun 5, 2026Listed$367,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $188/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11 Cypress View Trail, Ormond Beach, FL 32174Listed by LPT REALTY LLCFeb 2026$377,500$2283/21,657512.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$367,500
Price / Sq Ft$188
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,950
Acres0.26 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryPathways
MiddleHinson
HighMainland

Community Information

Address8 Peruvian Lane, Ormond Beach, FL 32174
Area621-Volusia County-North Central
SubdivisionTymber Crossings
CityOrmond Beach
CountyVolusia
StateFL
Zip Code32174
Lot Size11,325.6 sq ft
Parcel Number412511000690

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchScreened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 5, 2026
Days on Market31
HOA Fees$445 / Annually
HOA FrequencyAnnually
Tax Amount$2,315.95
Tax Year2025
Listing TermsCash, Conventional, FHA, Owner May Carry, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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