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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jul 28, 2025·94 days on market

0 Anchor Road

Middleburg, FL 32068

$89,000sold priceListed at $99,000 · 89.9% of askingMLS# 2073927
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
No HOA1.02 acresUnimproved Land

About this home

Middleburg

This 1.03-acre vacant lot offers the perfect blend of privacy, natural beauty, and build-ready potential. High and dry, the land ensures a newly clearled spot for your dream home while being adorned with gorgeous live oaks, providing shade and a picturesque setting. Nestled in a secluded and peaceful location, this property is ideal for those seeking tranquility without sacrificing accessibility. Whether you're envisioning a custom-built estate, a retreat-style home this spacious and serene lot is a rare find!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$493
Property taxesest. at asking price, Clay County$136
Estimated total, before insurance$629/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$89,000
$17,800
Loan Term
Monthly Payment
$493
Principal & Interest: $493
Property taxes (est.): $136
Insurance (est.): $59
Estimated Total Monthly
$689
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $291/yr

Estimated taxes if purchased at asking price: ~$1,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4170 Steven Arthur Drive, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLCSep 2025$139,900—0/0—1620.7
0 Longmire Road, Middleburg, FL 32068Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$50,000—0/0—20.8
4311 Angora Street, Middleburg, FL 32068Listed by UNITED REAL ESTATE GALLERYJul 2026$62,500—0/0—141
4501 Tarragon Avenue, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$65,000—0/0—351.1
4534 Magnolia Street, Middleburg, FL 32068Listed by UNLOCK REALTY GROUP LLCSep 2026$80,000—0/0—121.2
4174 Clove Street, Middleburg, FL 32068Listed by WATSON REALTY CORPNov 2025$90,000—0/0—41.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$99,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres1.02 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleburg
MiddleWilkinson

Community Information

Address0 Anchor Road, Middleburg, FL 32068
Area144-Middleburg-SE
SubdivisionSeamans Cove
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size44,431.2 sq ft
Parcel Number22052400641700501
ZoningResidential

Amenities

UtilitiesElectricity Available
Water SourceNone
ViewTrees/Woods

Exterior

Lot DescriptionCleared, Cul-De-Sac, Few Trees, Wooded
FencingBack Yard
Road SurfaceGravel, Paved
Road FrontagePrivate Road

Additional Information

Date ListedMarch 5, 2025
Days on Market94
Tax Amount$291.47
Tax Year2024
Listing TermsCash, Conventional

Listing Courtesy of: HERRON REAL ESTATE LLC

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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