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Sold·Closed Nov 14, 2025·228 days on market
132 Willis Road
Palatka, FL 32177
About this home
Palatka
MOTIVATED SELLERS-FULLY FURNISHED Escape to country elegance at 132 Willis Rd, Palatka, FL 32177! This beautifully renovated 4-bedroom, 3-bath home spans 2,101 sq. ft. and is nestled on 4.96 serene acres—perfect for those seeking space, privacy, and a connection to nature. Bring the animals or just your family and enjoy the picturesque pond, ideal for peaceful mornings or fun-filled afternoons. The updated interior boasts modern finishes while maintaining a cozy, welcoming feel. This move-in ready home comes fully furnished, including all appliances including washer and dryer, all beds and dressers, living room furniture, kitchen island, dining room table with chairs. Whether you're looking for a private retreat or a place to spread out and enjoy the great outdoors, this property offers the best of both worlds. As a bonus, receive $1,000 CREDIT to buy down your rate or use toward closing costs with preferred lender. Don't miss this rare opportunity for country living with modern perks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1996)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,680 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $1,167/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 18, 2025Listed$349,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $157/sq ft; this home is listed at $146/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 115 Pridgeon Street, Interlachen, FL 32148Listed by KELLER WILLIAMS JACKSONVILLE | Jun 2025 | $320,000 | $172 | 3/2 | 1,860 | 16 | 1.2 |
| 155 Daren Drive, Palatka, FL 32177Listed by IHEART REALTY INC | Jan 2026 | $475,000 | $224 | 3/2 | 2,124 | 90 | 1.6 |
| 102 Cherokee Avenue, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INC | Dec 2025 | $189,000 | $76 | 3/2 | 2,490 | 27 | 1.6 |
| 1055 Old Gainesville Highway, Interlachen, FL 32148Listed by CENTURY 21 BECKHAM REALTY | Sep 2026 | $297,500 | $157 | 3/2 | 1,897 | 6 | 1.9 |
| 159 Ida Boulevard, Interlachen, FL 32148Listed by REAL BROKER LLC | Jul 2025 | $289,000 | $143 | 4/2 | 2,016 | 82 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LPT REALTY LLC
Sold by: IHEART REALTY INC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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