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Active

Active·48 days on market

4500 Marilyn Court

Keystone Heights, FL 32656

$359,900$148/sqftEst. $1,916/moMLS# 2147435

Beds

Baths

2,432

Sq Ft

2023

Built

—

Garage

Pool

About this home

Keystone Heights

Welcome to 4500 Maryland Court, Keystone Heights, Florida, where spacious living meets modern comfort on a sprawling 5-acre parcel. This 2023 mobile home offers over 2,400 square feet of living space, featuring 4 bedrooms and 3 bathrooms, 2 living areas, and a MASSIVE Laundry room with Island. Nestled in the heart of Keystone Heights, a charming rural community known for its many lakes and historic downtown, this property provides the ultimate in privacy and tranquility. Enjoy the convenience of country living while being just a short drive from local amenities, schools, and recreational activities. The expansive acreage is ideal for outdoor enthusiasts, offering ample space for toys, hobbies, and future expansions. Whether you're looking to start a garden, build a workshop, or simply enjoy the open space, this property has it all. Don't miss the opportunity to make this beautiful home in Keystone Heights yours.

Cost to own

Mortgage calculator

Home Price

$359,900

Down Payment: 20%

$71,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,818

Principal & Interest: $1,818

Est. Taxes & Insurance: $454

Estimated Total Monthly

$2,272

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,916

Property taxesest. at asking price, Clay County$552

Estimated total, before insurance$2,467/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$362,178	$362,178	—
2024	$58,174	$58,174	—

2025 property taxes (current owner): $5,882/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 28, 2026Listed$359,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,900

Price / Sq Ft$148

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,432

Acres5.03 acres

Year Built2023

TypeResidential

Sub-TypeMobile Home

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address4500 Marilyn Court, Keystone Heights, FL 32656

Area151-Keystone Heights

SubdivisionMetes & Bounds

CityKeystone Heights

CountyClay

StateFL

Zip Code32656

Lot Size219,106.8 sq ft

Parcel Number28072400691905301

Amenities

UtilitiesElectricity Connected

Water SourcePrivate, Well

ParkingAdditional Parking, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Microwave

HeatingCentral

CoolingCentral Air

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