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Active

Active·64 days on market

14371 Highway 301

Starke, FL 32091

$349,900$122/sqftEst. $1,801/moMLS# 2148309

Beds

Baths

2,869

Sq Ft

1976

Built

—

Garage

Yes

Pool

About this home

Starke

Unique Property with Endless Potential! This older home is ready for repairs and updating, offering a great opportunity to customize and add value. The main home features 2 bedrooms and 1.5 bathrooms downstairs, plus 1 bedroom and 1 bathroom upstairs. The upper level includes a spacious tiled flex area ideal for a family room, office, game room, or additional living space, along with a balcony overlooking the inground pool. Adjacent to the home is an approximately 1,000 sq. ft. accessory dwelling unit (ADU) featuring a living room, full kitchen, bedroom, bathroom, and screened porch. Perfect for multi-generational living, guest accommodations, or rental income potential. Property offers plenty of possibilities for the right buyer.

Cost to own

Mortgage calculator

Home Price

$349,900

Down Payment: 20%

$69,980

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,801

Principal & Interest: $1,801

Insurance (est.): $233

Estimated Total Monthly

$2,034

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,801

Estimated total, before insurance$1,801/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 5, 2026Price change$349,900−$25,100
Jul 8, 2026Price change$375,000−$24,000
Jun 10, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$349,900

Price / Sq Ft$122

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,869

Acres1.07 acres

Year Built1976

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionFixer

StatusActive

# of Carport Spaces1

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryBradford

MiddleBradford

HighBradford

Community Information

Address14371 Highway 301, Starke, FL 32091

Area523-Bradford County-SE

SubdivisionMetes & Bounds

CityStarke

CountyBradford

StateFL

Zip Code32091

Lot Size46,609.2 sq ft

Parcel Number04703A00800

ZoningResidential

Amenities

UtilitiesElectricity Connected

SewerSeptic Tank

Water SourceWell

ParkingCarport, Shared Driveway

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Primary Bathroom -Tub with Separate Shower

AppliancesDishwasher, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Trash Compactor, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

SecuritySmoke Detector(s)