Active·52 days on market
14371 Highway 301
Starke, FL 32091
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Starke
Unique Property with Endless Potential! This older home is ready for repairs and updating, offering a great opportunity to customize and add value. The main home features 2 bedrooms and 1.5 bathrooms downstairs, plus 1 bedroom and 1 bathroom upstairs. The upper level includes a spacious tiled flex area ideal for a family room, office, game room, or additional living space, along with a balcony overlooking the inground pool. Adjacent to the home is an approximately 1,000 sq. ft. accessory dwelling unit (ADU) featuring a living room, full kitchen, bedroom, bathroom, and screened porch. Perfect for multi-generational living, guest accommodations, or rental income potential. Property offers plenty of possibilities for the right buyer. CURRENTLY ZONED RESIDENTIAL BUT COULD BE REZONED TO COMMERCIAL AND TURNED INTO A BUSINESS OFFICE. DRIVEWAY EASEMENT RUNS BETWEEN 2 BUSINESSES WITH HWY 301 FRONTAGE.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1976)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,754 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:28 AM, sunset 7:02 PM.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Aug 19, 2026Active$349,900
- Aug 17, 2026Pending$349,900
- Aug 5, 2026Price change$349,900−$25,100
- Jul 8, 2026Price change$375,000−$24,000
- Jun 10, 2026Listed$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $122/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6226 SW 150th Street, Starke, FL 32091Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $575,000 | $206 | 3/2.5 | 2,796 | 23 | 1.6 |
| 708 E South Street, Starke, FL 32091Listed by CW REALTY | Jun 2025 | $355,000 | $177 | 4/2.5 | 2,010 | 171 | 2.1 |
| 331 Clark Street, Starke, FL 32091Listed by CB ISAAC REALTY | Jul 2026 | $97,999 | $35 | 4/3 | 2,778 | 31 | 2.3 |
| 3079 SE 129th Street, Starke, FL 32091Listed by CW REALTY | Jun 2026 | $510,000 | $217 | 3/2.5 | 2,348 | 16 | 2.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER SMITH AND SMITH REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines