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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Augustine South, St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Apr 1, 2025·4 days on market·Recent sales in St Augustine South·St Augustine South

340 Shamrock Road

St. Augustine, FL 32086

$435,000sold priceListed at $459,900 · 94.6% of asking$311/sqftMLS# 2069410
3
Beds
2
Baths
1,400
Sq Ft
1991
Built
2
Garage
Yes
Pool

17 more homes for sale in St Augustine South →Search St Augustine South on the map

No HOA7,841 sqft lotSingle Family Residence1 story

About this home

St Augustine South

POOL! Bring your boat-MAJOR update on this absolutely stunning cottage w bermuda shutter front, new GLASS entry door & board and batten front facade- PRIVATE SWIMMING POOL, NEW FENCING, metal roof, landscaping w/palms, newer drain field (septic), HUGE TWO-CAR GARAGE, NEW QUARTZ COUNTEROPS w/Zellige-look backsplash, marble en-suite for primary bedroom, covered cedar clad back porch, new Bosch dishwasher & new Bosch INDUCTION range, washer/dryer, designer home Visual Comfort lighting, 2023 A/C system, custom window treatments, 10-15 FT CEILINGS & sunken great room w/fireplace makes it live large!!! Perfect for personal retreat/short-term rental/full-time residence - walkable neighborhood w/easy access to boat ramp & the finest fishing in the area - wonderful neighbors - interior completely repainted in BM chantilly lace w//white dove trim - Tesla charger (or generator connection) - well for full lawn irrigation-sprinklers redone-AMAZING PRICE INCLUDES OVER $10K IN NEW APPLIANCES!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,409
Property taxesest. at asking price, St. Johns County$579
Estimated total, before insurance$2,988/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,005/yr · $167/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,409
Principal & Interest: $2,409
Property taxes (est.): $579
Insurance (est.): $290
Estimated Total Monthly
$3,278
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,005/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 17, 2025Listed$459,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $314/sq ft; this home is listed at $329/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
345 Orchis Road, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNSJun 2026$425,000$3483/21,223330
320 Lobelia Road, St. Augustine, FL 32086Listed by OCEAN ELEVEN REALTYSep 2026$273,000$1903/21,434910.1
369 Orchis Road, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$315,000$2232/21,412410.1
361 Orchis Road, St. Augustine, FL 32086Listed by US REALTY HUBJul 2026$405,000$2893/21,4001470.1
907 Queen Road, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTYSep 2026$535,000$3743/21,429460.2
108 Aspen Road, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$419,000$3143/21,334530.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,900
Price / Sq Ft$329
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,400
Total Structure Area2,271 sq ft
Acres0.18 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesEast

Community Information

Address340 Shamrock Road, St. Augustine, FL 32086
Area335-St Augustine South
SubdivisionSt Augustine South
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size7,840.8 sq ft
Parcel Number2402900000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage Door Opener
ViewPool

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Range, Electric Water Heater, Induction Cooktop
HeatingElectric
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Rear Porch
FencingBack Yard
RoofMetal
ConstructionBrick, Fiber Cement, Vinyl Siding

Additional Information

Date ListedFebruary 17, 2025
Days on Market4
Tax Amount$2,004.64
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Augustine South

St Augustine South is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all St Augustine South homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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