Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Apr 29, 2025·61 days on market

160 Ashley Lake Drive

Melrose, FL 32666

$222,000sold priceListed at $228,500 · 97.2% of asking$206/sqftMLS# 2065950
2
Beds
1
Baths
1,080
Sq Ft
1985
Built
—
Garage
No
Pool
HOA $4/mo1.04 acresSingle Family Residence1 story

About this home

Melrose

FANTASTIC PRICE IMPROVEMENT FOR This charming home sits on over 1 acre in the quaint town of Melrose and minutes from Lake Santa Fe. This well maintained 2 bedroom 1 bath home with an open floor plan, fireplace and large kitchen has everything you could want. The living room focal point is the beautiful brick fireplace with bookshelves on each side. The large windows flood the home with light. This is a home you must see to appreciate. The gorgeous lot has beautiful mature trees and the front porch is spacious and just looking for your personal touch. There is also a side screened porch and storage. The barn is located at the rear of the property and there are raised beds for gardening, a hot house and a fantastic chicken coop! This is country living yet on a paved road and all your amenities, schools, shopping, restaurants and a great art district just minutes away. Call soon or it will be gone!!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,230
HOAbilled annually$4
Estimated total, before insurance$1,234/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,011/yr · $84/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$222,000
$44,400
Loan Term
Monthly Payment
$1,230
Principal & Interest: $1,230
Insurance (est.): $148
Estimated Total Monthly
$1,378
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,337 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:32 AM, sunset 6:55 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,011/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $212/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
115 Country Living Circle, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTYOct 2025$103,020$1312/17841660.6
208 Country Living Circle, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$90,000$703/21,28820.8
556 County Road 219, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTYFeb 2026$149,900$1622/292440.9
149 Jack Oak Drive, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$215,000$2073/21,040381.2
719 State Rd 26, Melrose, FL 32666Listed by CB ISAAC REALTYJun 2026$95,000$753/21,260361.5
717 State Road 26, Melrose, FL 32666Listed by US REALTY HUBMay 2026$249,999$2173/21,152401.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$228,500
Price / Sq Ft$212
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,080
Total Structure Area1,192 sq ft
Acres1.04 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

ElementaryMelrose
MiddleQ. I. Roberts
HighPalatka

Community Information

Address160 Ashley Lake Drive, Melrose, FL 32666
Area574-Interlachen-NW
SubdivisionAshley Lake Plantata
CityMelrose
CountyPutnam
StateFL
Zip Code32666
Lot Size45,302.4 sq ft
Parcel Number170923010001000040
ZoningAgricultural

Amenities

AmenitiesPark, Water
UtilitiesElectricity Connected, Sewer Not Available, Water Available, Water Connected, Other
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTerrazzo
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Carport, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Screened, Side Porch
FencingOther, Back Yard
RoofShingle
ConstructionWood Siding
Other StructuresBarn(s), Greenhouse
Road SurfaceAsphalt, Paved
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 21, 2025
Days on Market61
HOA Fees$50 / Annually
HOA FrequencyAnnually
HOA NameASHLEY LAKE PLANTATION
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,010.61
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines