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Sold

Sold·Closed Oct 29, 2025·166 days on market

115 Country Living Circle

Melrose, FL 32666

$103,020sold priceListed at $104,000 · 99.1% of asking$131/sqftMLS# 2080285
2
Beds
1
Baths
784
Sq Ft
1995
Built
—
Garage
No
Pool
No HOA2.38 acresMobile Home1 story

About this home

Melrose

This 2-bedroom, 1-bathroom furnished manufactured home, built in 1995 with 784 square feet, sits on 2.11 acres in the peaceful Country Living Estates community, just a short drive from downtown historic Melrose. The property includes a well, septic system, and a spacious fenced yard with a back deck, perfect for outdoor relaxation. Surrounded by Lake Santa Fe and numerous nature trails, it's an ideal spot for outdoor enthusiasts and water lovers. Plus, with Melrose's quaint charm just minutes away, you'll have easy access to the amenities, entertainment, and job opportunities of both Gainesville and Palatka. Enjoy the best of country living, offering a serene and tranquil lifestyle, yet conveniently close to all the benefits of nearby cities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$571
Estimated total, before insurance$571/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$995/yr · $83/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$103,020
$20,604
Loan Term
Monthly Payment
$571
Principal & Interest: $571
Insurance (est.): $69
Estimated Total Monthly
$639
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,572 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $995/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $133/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
109 Mason Road, Melrose, FL 32666Listed by TREVOR WATERS REALTY, INC.May 2025$190,000$2642/1720100.3
556 County Road 219, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTYFeb 2026$149,900$1622/292440.7
128 Serenity Drive, Melrose, FL 32666Listed by COLDWELL BANKER VANGUARD REALTYJan 2026$219,000$2352/293081.3
201 / 199 Swan Lake Drive, Melrose, FL 32666Listed by MODERN REALTY OF FLORIDAJun 2026$180,000$3001/1600591.7
121 Pearsall Circle, Melrose, FL 32666Listed by TREVOR WATERS REALTY, INC.Sep 2025$135,000$1841/1732131.7
119 Pine Trail, Melrose, FL 32666Listed by TREVOR WATERS REALTY, INC.Oct 2026$162,500$1811/18982142.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$104,000
Price / Sq Ft$133
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage784
Acres2.38 acres
Year Built1995
TypeResidential
Sub-TypeMobile Home
StyleOther
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address115 Country Living Circle, Melrose, FL 32666
Area574-Interlachen-NW
SubdivisionCountry Living Unit1
CityMelrose
CountyPutnam
StateFL
Zip Code32666
Lot Size103,672.8 sq ft
Parcel Number170923170100000090

Amenities

UtilitiesCable Available, Electricity Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

AppliancesGas Range, Refrigerator
HeatingPropane
CoolingWall/Window Unit(s)
# of Stories1
LevelsOne

Exterior

Patio / PorchDeck
FencingFenced
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceDirt

Additional Information

Date ListedApril 7, 2025
Days on Market166
Tax Amount$995.33
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LAKESIDE REALTY

Sold by: HELEN HERSEY REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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