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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Apr 24, 2025·122 days on market

6706 Shands Road

Keystone Heights, FL 32656

$285,000sold priceListed at $309,000 · 92.2% of asking$223/sqftMLS# 2059215
2
Beds
1
Baths
1,280
Sq Ft
1971
Built
1
Garage
No
Pool
No HOA6.72 acresSingle Family Residence1 story

About this home

Keystone Heights

Your Country Home awaits with 6.72 acres fully fenced and mostly cleared. Located in the Keystone Heights area known for its beautiful lakes, fishing & boating and Goldhead State Park, this 2/1 home features an attached garage that could be turned into an additional bedroom & bath & a 2015 metal roof. There is also a detached garage or workshop with electricity. Zoned AR so bring your horses and other farm animals...this property has everything to make your country dream come true! Freshly painted inside & out. New power pole. Deep well. Don't let the size fool you, this Home has a HUGE great room & large spacious bedrooms & has been re-plumbed and has a newer shower, toilet, ac & windows. The gravel road is well maintained & easy to commute plus there is a circular concrete driveway for lots of easy parking. This Home is a must see for its endless possibilities!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Property taxesest. at asking price, Clay County$437
Estimated total, before insurance$2,015/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,071/yr · $256/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Property taxes (est.): $437
Insurance (est.): $190
Estimated Total Monthly
$2,205
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1971)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,580 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,071/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $241/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5857 White Sands Road, Keystone Heights, FL 32656Listed by WATSON REALTY CORPMar 2026$235,000$2132/11,104531
5921 County Road 352, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYJun 2026$316,000$3163/21,000161.2
6907 Gatorbone Road, Keystone Heights, FL 32656Listed by TREVOR WATERS REALTY, INC.Jul 2025$310,000$2223/21,39661.3
7018 Brightwater Drive, Keystone Heights, FL 32656Listed by OPENDOOR BROKERAGE, LLC.Apr 2025$269,000$1992/21,3532301.3
7065 Gatorbone Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCDec 2025$227,000$1433/21,590911.7
5670 Acadia Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYJul 2026$265,000$1753/21,512501.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,000
Price / Sq Ft$241
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,280
Acres6.72 acres
Year Built1971
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address6706 Shands Road, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionKeystone Heights
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size292,723.2 sq ft
Parcel Number03082300076900000
ZoningAgricultural

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAttached, Circular Driveway, Garage, Gated
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen
AppliancesElectric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionAgricultural
Patio / PorchCovered, Front Porch
FencingChain Link, Full
RoofMetal
ConstructionBlock
Other StructuresWorkshop
Road SurfaceGravel

Additional Information

Date ListedDecember 4, 2024
Days on Market122
Tax Amount$3,071.15
Tax Year2024
Listing TermsCash, Conventional, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: FORWARD REAL ESTATE INVESTMENT GROUP LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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