Sold·Closed Jul 31, 2026·50 days on market
5670 Acadia Street
Keystone Heights, FL 32656
About this home
Keystone Heights
Welcome to 5670 Acadia in Keystone Heights, FL! This 3-bedroom, 2-bath home offers the perfect blend of comfort, updates, and outdoor space on 4 fully fenced acres. Inside, the primary bathroom features both a shower and garden tub, while the home also includes updated flooring and appliances from 2019. Major improvements include a new roof in 2025 and new skirting in May 2026. Outside, this property is packed with features--an above-ground pool, 3 patios, 2 drive-through gates, and parking for 5 vehicles. There's also a charming insulated she shed with drywall interior, ideal for hobbies, storage, or a creative workspace. The land is filled with fruit trees and flowering vines, including peach, guava, Meyer lemon, kumquat, navel orange, passion fruit, and hummingbird vine. This property offers space, privacy, and plenty of room to enjoy Florida living. Added bonus is porches on both front and back. Easy commute to Jacksonville, Gainesville and Palatka.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,652 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $207,241 | $44,330 | — |
| 2024 | $185,272 | $42,374 | — |
| 2023 | $175,479 | $39,684 | — |
| 2022 | $123,415 | $37,072 | — |
| 2021 | $101,320 | $34,536 | — |
| 2020 | $88,941 | $33,369 | — |
2025 property taxes (current owner): $1,195/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 31, 2026Closed$269,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $179/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5648 Silver Sands Circle, Keystone Heights, FL 32656Listed by CW REALTY | Dec 2025 | $339,000 | $186 | 3/3 | 1,820 | 4 | 0.4 |
| 5557 County Road 352, Keystone Heights, FL 32656Listed by CB ISAAC REALTY | Jun 2026 | $275,000 | $153 | 3/1 | 1,800 | 214 | 0.5 |
| 7575 Monongahela Avenue, Keystone Heights, FL 32656Listed by HATCH REALTY SERVICES | May 2026 | $290,000 | $203 | 3/2 | 1,428 | 7 | 0.7 |
| 7593 Silver Sands Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $220,000 | $117 | 3/2 | 1,876 | 71 | 0.8 |
| 5468 Jefferson Street, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INC | Jun 2026 | $262,399 | $174 | 3/2 | 1,512 | 2 | 0.8 |
| 5792 Bryce Street, Keystone Heights, FL 32656Listed by GIFFORD PROPERTIES & MANAGEMENT INC | Jul 2025 | $259,900 | $172 | 3/2 | 1,510 | 13 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HELEN HERSEY REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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