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$315,000Sold4 bd · 3 ba · 1,994 sq ft
Sold·Closed May 12, 2025·127 days on market
122 Santa Rosa Street
Florahome, FL 32140
About this home
Florahome
This seller is highly motivated due to an exciting job promotion. Don't miss out! This waterfront home offers the perfect blend of comfort and charm, perfectly situated on a canal that leads to the breathtaking George's Lake. This upgraded 4 bedroom, 3 bathroom is nestled on a fully fenced .73 acre lot. The updated primary suite includes a stylishly tiled shower and luxurious jacuzzi tub for ultimate comfort and relaxation. The expansive screened-in back porch showcases stunning water views, creating the perfect setting for relaxing mornings, family gatherings, or peaceful evenings. The home also is equipped with a dedicated fiber line installed by windstream, which can be customized to suit your internet needs. This fiber connection will ensure any remote operations for business, streaming or gaming will never miss a beat. Featuring a new roof and skylights installed in 2023. This home is also located near one of Florida's nationally acclaimed Blue Ribbon Award-winning school.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,438 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Alpine Groves Parkabout 23 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 10 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 6 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $1,718/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $158/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 128 Santa Rosa Street, Florahome, FL 32140Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $409,000 | $216 | 4/2 | 1,896 | 82 | 0 |
| 212 Lake Drive, Florahome, FL 32140Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2025 | $425,000 | $250 | 3/2 | 1,698 | 46 | 0.6 |
| 561 Hillsborough Avenue, Florahome, FL 32140Listed by TREVOR WATERS REALTY, INC. | Jul 2025 | $435,000 | $286 | 4/2 | 1,520 | 38 | 0.6 |
| 111 Holly Drive, Florahome, FL 32140Listed by MOMENTUM REALTY | Jul 2026 | $269,900 | $146 | 3/2.5 | 1,848 | 80 | 0.7 |
| 567 W Hillsborough Avenue, Florahome, FL 32140Listed by DUAL STATE REAL ESTATE INC | Jul 2026 | $435,000 | $270 | 3/2 | 1,610 | 161 | 0.7 |
| 238 Lake Drive, Florahome, FL 32140Listed by KELLAR REALTY AND PROPERTY MANAGEMENT INC | Mar 2026 | $454,000 | $241 | 4/2 | 1,880 | 1 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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