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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jan 17, 2025·39 days on market·Recent sales in Jacksonville

5340 Bedford Road

Jacksonville, FL 32207

$360,000sold priceListed at $386,500 · 93.1% of asking$205/sqftMLS# 2055451
4
Beds
2
Baths
1,760
Sq Ft
2019
Built
2
Garage
No
Pool
No HOA13,068 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Check out this 4-bedroom, 2-bath home, built in 2019, that sits on a spacious 0.3 acre lot in a no-HOA community! Featuring 9-foot ceilings throughout the main living areas, the home offers a bright, open layout ideal for entertaining and everyday living. The kitchen boasts stainless steel appliances, granite countertops, and ample cabinetry. The large master suite includes a dual-sink vanity and a beautifully tiled walk-in shower. A detached garage provides flexible space for a man cave, workshop, or additional storage, while the attached two-car garage features a mini-split A/C for year-round comfort. The fully fenced backyard offers plenty of space for outdoor activities, plus room to park your boat or RV. Located just minutes from San Marco, Riverside, and the stadium, this home combines privacy with convenience. With modern upgrades, spacious interiors, and a large lot, this home is a must-see. Schedule a showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,994
Property taxesest. at asking price, Duval County$588
Estimated total, before insurance$2,582/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Property taxes (est.): $588
Insurance (est.): $240
Estimated Total Monthly
$2,822
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,373 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,880/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 7, 2024Listed$386,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $220/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5549 Hickson Road, Jacksonville, FL 32207Listed by MOMENTUM REALTYSep 2026$300,000$1603/31,878740.3
5442 Juno Drive, Jacksonville, FL 32207Listed by FLORIDA UNITED REALTY GROUP LLCSep 2026$230,000$1723/21,340440.3
5540 Fargo Drive N, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$185,000$1383/21,344190.5
2417 Provost Road E, Jacksonville, FL 32216Listed by BASS PROFESSIONAL REALTY, INCSep 2026$229,000$1763/1.51,304221.3
6760 Marion Court S, Jacksonville, FL 32216Listed by FLORIDA FAMILY REALTYSep 2026$285,000$1443/31,9773091.3
2650 Emily Lane, Jacksonville, FL 32216Listed by UNITED REAL ESTATE GALLERYOct 2026$230,000$1763/1.51,31071.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$386,500
Price / Sq Ft$220
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,760
Acres0.30 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo

Community Information

Address5340 Bedford Road, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionHogan Richard Grants
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size13,068 sq ft
Parcel Number1271350020

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1

Exterior

Lot DescriptionCorner Lot
FencingFenced, Vinyl
RoofShingle
ConstructionFiber Cement
Other StructuresWorkshop
Road SurfaceAsphalt

Additional Information

Date ListedNovember 7, 2024
Days on Market39
Tax Amount$4,880.21
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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