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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Rolling Hills, Palatka.

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Sold·Closed Aug 12, 2025·202 days on market·Recent sales in Rolling Hills·Rolling Hills

414 Magnolia Drive

Palatka, FL 32177

$250,000sold priceListed at $249,900 · 100% of asking$168/sqftMLS# 2050797
3
Beds
2
Baths
1,491
Sq Ft
1970
Built
2
Garage
No
Pool

67 more homes for sale in Rolling Hills →Search Rolling Hills on the map

No HOA10,454 sqft lotSingle Family Residence1 story

About this home

Rolling Hills

PRICE IMPROVEMENT!!! Golf course & Riverfront Nearby! This 3-bedroom, 2-bath concrete block home in the Rolling Hills Subdivision is a southern gem! Built with real wood cabinets, the open plan is designed for entertaining with a light and airy feel throughout! The home also features a spacious covered and screened-in back porch, a sitting front porch, perfect for outdoor relaxation. The two-car garage and extra storage room provide even more space for your needs. Located down the road from the Palatka Golf Course, just 1.5 miles from Ravine Gardens State Park and less than 3 miles from the scenic St. Johns Riverfront! This home is perfectly situated near the cobblestone streets of thriving downtown Palatka, filled with unique shops, live music, and walking trails along the gorgeous river. With easy access to Gainesville and the historic charm of St. Augustine, this property is a great opportunity for new homeowners or investors looking for prime rental potential!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,385
Estimated total, before insurance$1,385/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$250,000
$50,000
Loan Term
Monthly Payment
$1,385
Principal & Interest: $1,385
Insurance (est.): $167
Estimated Total Monthly
$1,551
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $3,279/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 15, 2025Listed$249,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $168/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
190 Mango Drive, Palatka, FL 32177Listed by 21ST CENTURY REALTY SERVICES OF JACKSONVILLEJun 2026$155,000$983/21,585220.1
203 Citra Drive, Palatka, FL 32177Listed by IHEART REALTY INCApr 2026$269,000$1713/21,576130.1
242 Mango Drive, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCOct 2026$240,000$1564/21,5341850.2
1814 Locust Avenue, Palatka, FL 32177Listed by SUPREME PATH BROKERAGE LLCAug 2026$165,000$1553/11,063850.5
1820 Roselle Avenue, Palatka, FL 32177Listed by MAXREV, LLCJun 2026$175,000$1242/1.51,415340.5
110 Karen Drive, Palatka, FL 32177Listed by IHEART REALTY INCSep 2026$249,000$1654/21,512720.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$249,900
Price / Sq Ft$168
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,491
Total Structure Area2,558 sq ft
Acres0.24 acres
Year Built1970
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMoseley
HighPalatka

Community Information

Address414 Magnolia Drive, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionRolling Hills
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size10,454.4 sq ft
Parcel Number131026801200400190
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne

Exterior

Patio / PorchFront Porch, Patio, Porch, Screened
FencingFenced
RoofMetal
ConstructionBrick, Block, Concrete
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedMarch 15, 2025
Days on Market202
Tax Amount$3,279.08
Tax Year2023
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rolling Hills

Rolling Hills is a neighborhood in Southern St. Johns County, FL (Putnam County), ZIP 32177.

View all Rolling Hills homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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