Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bowes Oceanview, Neptune Beach — a pool home in Jacksonville.

No photos available

This listing has no photos yet

Sold

Sold·Closed Jan 22, 2025·132 days on market·Recent sales in Bowes Oceanview·Bowes Oceanview

114 Hopkins Street

Neptune Beach, FL 32266

$1,855,000sold priceListed at $1,895,000 · 97.9% of asking$488/sqftMLS# 2037628
6
Beds
4.5
Baths
3,805
Sq Ft
1986
Built
2
Garage
Yes
Pool

3 more homes for sale in Bowes Oceanview →Search Bowes Oceanview on the map

No HOA6,098 sqft lotSingle Family Residence3 stories

About this home

Bowes Oceanview

Imagine living a few houses off the Beach with Ocean Views in a 4bd/2.5ba 2534sqft Fully Renovated Pool Home. This Unique Property also has a Separate 1st Floor Apartment (2bd/2ba 1271sqft). Your Dream Home Awaits! Let your Worries Slip Away as you Enter and Experience Coastal Charm and Modern Elegance. Custom Kitchen w/ a Grand Terra Sol Quartz Island, White Glass Appliances, Butler Pantry, and Oversize Laundry Room. Secluded Top Floor Owner's Suite with a Luxurious Master Bath, Wet Bar, and Private Deck. Relax on one of Multiple Decks to Enjoy Sunrise, Sunset, and Water Views. High-End RigidCore LVP Floors Through Out, Custom Shelves/Closets, and Smart Home Features. 2 Driveways holding up to 7 vehicles, 2Car Garage, 2 Outdoor Showers, Beach Walk Over and Guest Parking on Hopkins. This a Rare Opportunity for a Property in this Condition/Location, w/ a Pool, and Multi-Family Living Space. See Document Section for Full Scope of Renovation. Home is Beautifully Staged by Simply Dwell

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,275
Property taxesest. at asking price, Duval County$3,029
Estimated total, before insurance$13,304/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,855,000
$371,000
Loan Term
Monthly Payment
$10,275
Principal & Interest: $10,275
Property taxes (est.): $3,029
Insurance (est.): $1,237
Estimated Total Monthly
$14,540
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,818 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $850,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,545,814$1,230,672—
2024$1,072,366$1,072,366▼ $816
2023$1,047,096$334,046—
2022$948,730$316,937—
2021$800,778$300,864—
2020$701,070$294,406—

2023 property taxes (current owner): $6,278/yr

Estimated taxes if purchased at asking price: ~$36,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $431/sq ft; this home is listed at $498/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
26 20th Avenue N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$3,100,000$1,0894/4.52,847320.1
1509 Oceanfront, Neptune Beach, FL 32266Listed by RE/MAX SPECIALISTS PVJan 2026$5,000,000$1,4194/4.53,5241670.3
1602 7th Street N, Jacksonville Beach, FL 32250Listed by RIVER CITY REALTYOct 2026$1,075,000$3434/2.53,1371980.5
1103 18th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,125,000$4004/42,81430.7
1911 Tanglewood Road, Jacksonville Beach, FL 32250Listed by HERRON REAL ESTATE LLCAug 2026$945,000$3414/32,77030.9
636 8th Avenue N, Jacksonville Beach, FL 32250Listed by KST GROUP LLCJul 2026$1,315,000$4314/3.53,0481260.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,895,000
Price / Sq Ft$498
Bedrooms6
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,805
Acres0.14 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo
Direction FacesSouth

Community Information

Address114 Hopkins Street, Neptune Beach, FL 32266
Area221-Neptune Beach-East
SubdivisionBowes Oceanview
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size6,098.4 sq ft
Parcel Number1737430800
ZoningMulti Family

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Ice Maker, Microwave, Wine Cooler
HeatingCentral
CoolingCentral Air, Multi Units, Split System
FlooringVinyl
# of Stories3
LevelsThree Or More
LaundryIn Unit, Sink
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesBalcony, Impact Windows
Patio / PorchDeck, Front Porch, Porch, Rear Porch, Side Porch
FencingBack Yard, Vinyl
RoofMetal
ConstructionBlock, Concrete, Fiber Cement, Stucco

Additional Information

Date ListedJuly 18, 2024
Days on Market132
Tax Amount$6,277.66
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROCKNHOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bowes Oceanview

Bowes Oceanview is a neighborhood in Neptune Beach, FL (Duval County), ZIP 32266.

View all Bowes Oceanview homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines