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Sold·Closed May 9, 2025·331 days on market
4231 Lazy Acres Road
Middleburg, FL 32068
About this home
Middleburg
Seize the chance to own two adjoining waterfront properties at 4231 & 4235 Lazy Acres Rd for $235,000, or one lot for $125,000. Spanning over 1.25 acres with 200+ feet of Black Creek frontage, these lots are perfect for building your waterfront haven or retreat. Enjoy direct access to Black Creek and the Saint Johns River, ideal for boating enthusiasts. Located in Middleburg, FL, these properties offer tranquil waterfront living with convenient access to local amenities. Middleburg blends scenic beauty with urban convenience, making it perfect for a peaceful yet connected lifestyle. Close to shopping, hospitals, and the First Coast Expressway (S.R. 23), everything you need is within reach. Seller financing is available with 30% down. Contact us today to explore this incredible opportunity and flexible financing options!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 9 mi · 4.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 2 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 3 mi · Black Creek North Fork
Closest youth league fields
Argyle Forest Parkabout 10 mi · Baseball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $886/yr
Estimated taxes if purchased at asking price: ~$1,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4235 Lazy Acres Road, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLC | May 2025 | $95,000 | — | 0/0 | — | 331 | 0 |
| 4241 Lazy Acres Road, Middleburg, FL 32068Listed by EXP REALTY LLC | Dec 2025 | $105,000 | — | 0/0 | — | 12 | 0.1 |
| 4071 Lazy Acres Road, Middleburg, FL 32068Listed by EXIT MAGNOLIA POINT REALTY | Mar 2026 | $120,000 | — | 0/0 | — | 168 | 0.3 |
| 4071 Lazy Acres Road, Middleburg, FL 32068Listed by EXIT MAGNOLIA POINT REALTY | Aug 2025 | $85,000 | — | 0/0 | — | 304 | 0.3 |
| 0 Banks Road, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Sep 2025 | $80,000 | — | 0/0 | — | 219 | 0.4 |
| 3984 Lazy Acres Road, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Jan 2026 | $60,000 | — | 0/0 | — | 603 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines