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Active

$179,00010.47 acres · Unimproved Land

Active·860 days on market

Lot 3 Georgia Street

Hilliard, FL 32046

$179,000MLS# 1246774
10.47
Acres
456,073
Lot Sq Ft
10.47acres
Dimensions
No
Waterfront
—
Zoning
—
Sewer
FEMA Zone XNo HOA10.47 acresUnimproved Land

See it this week

Want to walk this lot this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone, the survey and the utilities, so you know what you can build.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this lot

Hilliard

Welcome to your 10+/- acre piece of paradise! This rural gem, zoned open rural, offers endless possibilities for those seeking the tranquil beauty of the country. whether you dream of building your own farmhouse, establishing a thriving farm, or simply enjoying a recreational retreat, Lot 3 of Bay Farms has it all! Come check it out today! Offer instructions in the Document section. *ALL PARCEL BOUNDARIES ARE ESTIMATED ONLY*

Cost to own

Carrying cost

What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.

Property taxesest. at asking price, Nassau County$247
Estimated total, taxes and HOA$247/mo
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Mostly Zone X: 64% of this 10-acre lot is outside FEMA's high-risk flood zones

The other 36% is Zone A (36%). Lenders decide flood insurance by where the house itself stands; the lender's flood determination, a survey or an elevation certificate settles that.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$195,000$195,000—
2024$190,000$190,000—
2023$190,000$4,100—
2022$100,000$3,200—
2021$90,000$3,200—
2020$80,000$3,000—

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 3, 2024Listed$179,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $23,256 an acre; this lot is listed at $17,096 an acre.

AddressClosedPrice$/acreAcresDOMMiles
Lot 4 Georgia Street, Hilliard, FL 32046Listed by PRISTINE PROPERTIES OF FLORIDA LLCMar 2026$177,500$16,85710.538640.1
0 US Hwy 1, Hilliard, FL 32046Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$235,750$30,9797.611060.7
172811 Andrews Road, Hilliard, FL 32046Listed by PRISTINE PROPERTIES OF FLORIDA LLCApr 2026$154,275$20,4347.554701.8
172875 Andrews Road, Hilliard, FL 32046Listed by PRISTINE PROPERTIES OF FLORIDA LLCNov 2025$157,500$20,5617.663081.8
172489 Andrews Road, Hilliard, FL 32046Listed by PRISTINE PROPERTIES OF FLORIDA LLCMar 2026$150,000$23,2566.454701.9
172524 Andrews Road, Hilliard, FL 32046Listed by PRISTINE PROPERTIES OF FLORIDA LLCSep 2025$160,000$23,4956.812921.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$179,000
Acres10.47 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Is WaterfrontNo

School Information

ElementaryHilliard
MiddleHilliard

Community Information

AddressLot 3 Georgia Street, Hilliard, FL 32046
Area491-Hillard
SubdivisionMetes & Bounds
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size456,073.2 sq ft
Lot Dimensions10.47acres
Parcel Number063N24202000560000

Amenities

UtilitiesSewer Not Available

Interior

SecuritySecurity Gate

Exterior

Lot DescriptionWooded
FencingFenced, Wood
Road SurfaceDirt

Additional Information

Date ListedJuly 3, 2024
Days on Market860
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo

Listing Courtesy of: PRISTINE PROPERTIES OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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