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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Active

Active·512 days on market

6185 Cornell Road

Keystone Heights, FL 32656

$18,000MLS# 1097124
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone XNo HOA14,810 sqft lotUnimproved Land

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Keystone Heights

WONDERFUL TIME TO BUY LAND IN FLORIDA. PRICES ARE GOING UP. THIS LOT IS IN A AREA OF MIXED USE. SITE BUILT OR HOMES IN AREA. MORE AFFORDABLE AREA THAN JACKSONVILLE. TWO LOTS BEING SPLIT FROM THE ORIGINAL PARCEL #. BOTH ARE ON MLS. NEW ADDRESS AND PARCEL # FOR SECOND PARCEL WILL BE ISSUED BEFORE CLOSING.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$18,000
$3,600
Loan Term
Monthly Payment
$100
Principal & Interest: $100
Property taxes (est.): $28
Insurance (est.): $12
Estimated Total Monthly
$139
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$6,500$6,500—
2024$6,500$6,050—
2023$6,500$5,500—
2022$5,000$5,000—
2021$5,000$5,000—
2020$5,000$5,000—

Estimated taxes if purchased at asking price: ~$300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 19, 2025Listed$18,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
0000 State Road 100, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$73,500—0/0—3571.1
6382 Baker Road, Keystone Heights, FL 32656Listed by NON MLS (realMLS)Sep 2026$150,000—0/0—12.3
0 County Road 214, Keystone Heights, FL 32656Listed by RE/MAX UNLIMITEDApr 2025$425,000—0/0—1382.3
0 Lovebird Court, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$84,900—0/0—43.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$18,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.34 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address6185 Cornell Road, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionHighridge Estates
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size14,810.4 sq ft
Parcel Number21082300344000000

Exterior

Lot DescriptionCorner Lot, Wooded
Road SurfaceDirt

Additional Information

Date ListedMay 19, 2025
Days on Market1900

Listing Courtesy of: PLATINUM HOMES AND LAND REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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