Sold·Closed Jul 15, 2026·357 days on market
0000 State Road 100
Keystone Heights, FL 32656
About this home
Keystone Heights
Over half an acre of residential zoned land on Lake Geneva for your new home or weekend getaway! Enjoy Florida's natural beauty and gorgeous lakefront views. Great investment opportunity as prices will only climb as the lakes refill. With the Black Creek Restoration Project complete, water levels are projected to reach the property line making this a beautiful lake front property. Located in close proximity to downtown Keystone Heights, local parks and bike trails. Easy commute to Palatka, Starke, Middleburg, Orange Park and Gainesville.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,458 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Mike Roess Gold Head Branch State Parkabout 6 mi · 13 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 3 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 5 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $47,000 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $37,296 | $37,296 | — |
| 2024 | $37,296 | $37,296 | — |
| 2023 | $37,296 | $37,296 | — |
| 2022 | $22,378 | $22,378 | — |
| 2021 | $22,378 | $22,378 | — |
| 2020 | $22,378 | $22,378 | — |
2024 property taxes (current owner): $554/yr
Estimated taxes if purchased at asking price: ~$1,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 15, 2026Closed$95,000
- Jul 9, 2025Listed$95,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 0 State Road 100, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTY | Apr 2026 | $73,000 | — | 0/0 | — | 37 | 0.7 |
| 215 N Lawrence Boulevard, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Jan 2026 | $549,000 | — | 0/0 | — | 555 | 1 |
| 6305 Little Lake Geneva Road, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2025 | $60,100 | — | 0/0 | — | 60 | 1.5 |
| 6382 Baker Road, Keystone Heights, FL 32656Listed by NON MLS (realMLS) | Sep 2026 | $150,000 | — | 0/0 | — | 1 | 1.7 |
| 00 SE 34th Street, Keystone Heights, FL 32656Listed by CB ISAAC REALTY | Jul 2025 | $55,000 | — | 0/0 | — | 6 | 2.2 |
| 00 CR 214 & Starflower Lane, Keystone Heights, FL 32656Listed by TREVOR WATERS REALTY, INC. | Apr 2025 | $105,000 | — | 0/0 | — | 28 | 2.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: CROSSVIEW REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
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