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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

Northeast Florida

Foreclosures & Bank-Owned Homes in Northeast Florida

13 homes · updated 20 minutes ago

New foreclosures & bank-owned homes in Northeast Florida the day they list · free, no account

Every Northeast Florida listing whose MLS remarks say foreclosure, bank-owned (REO), lender-owned, auction or HUD, straight from the feed (the MLS’s own condition field is masked in the IDX feed, so the remarks are the record). They are different purchases under one word, and the remarks on each listing say which.

How short sales, foreclosures and REO actually work here → · Buying a bank-owned home, step by step →

Short sales in Northeast Florida · Bank-owned homes in Northeast Florida

Foreclosures in Jacksonville · Foreclosures in St. Johns County · Foreclosures in Nassau County

Market Snapshot

As of October 1, 2026, the median list price in foreclosures & bank-owned homes in Northeast Florida is $430,000 across 13 active listings, averaging $187/sqft; recent MLS-recorded sales show a median sold price of $175,000 across 29 closings.

Median List Price
$430,000
Avg. Price / Sq Ft
$187/sqft
Median Sold (12 mo, MLS)
$175,000
29 sales
Active Listings
13
HOA Dues
~$99/mo typical
8 of 13 listings carry dues

What’s for sale: 12 homes (median $429,500) · 1 multi-family (median $669,900)

Market stats are based on similar homes in foreclosures & bank-owned homes in Northeast Florida, including 29 recent recorded sales — they may not include listings or sales that aren't comparable to this market. Sourced from the MLS; refreshed regularly.

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This market, from the inside

Most sell as-is on the seller’s forms. The guides linked below explain how each type is bought and what an inspection period can and cannot protect.

Frequently asked questions

What counts as a foreclosure listing in Northeast Florida?

This page gathers the MLS conditions that mean a lender or a court is in the picture: In Foreclosure (the case is filed but the owner still holds title), Real Estate Owned (the bank has taken title and is the seller), Auction, HUD Owned (an FHA-insured home the government now sells) and the rarer Notice of Default and Bankruptcy flags. They are different purchases with different rules, and the listing’s remarks say which.

Can I buy a foreclosure with a mortgage?

Usually yes for bank-owned and HUD homes, which sell through the MLS with an ordinary contract and often allow financing; HUD homes have their own bidding system through a registered broker. Court-step auctions are cash at the sale and are not purchased through the MLS at all; an Auction flag on a listing usually means an online auction platform with its own terms and buyer premium. I read the terms before a client falls for a price.

Are foreclosures sold as-is?

Nearly always. Bank-owned and HUD sellers make no repairs and limited disclosures, utilities may be off for the inspection, and the contract is the seller’s form with the seller’s addenda. An inspection period is still negotiable in most cases, and it is the one thing I do not give up.

Looking for foreclosures & bank-owned homes in Northeast Florida?

I’ll send new listings the moment they hit the market and walk through the details that don’t show up in the MLS — water access, HOA rules, what a feature really costs to maintain.

Contact Krista