Jacksonville
Foreclosures & Bank-Owned Homes in Jacksonville
5 homes · updated 20 minutes ago
Every Jacksonville listing whose MLS remarks say foreclosure, bank-owned (REO), lender-owned, auction or HUD, straight from the feed (the MLS’s own condition field is masked in the IDX feed, so the remarks are the record). They are different purchases under one word, and the remarks on each listing say which.
How short sales, foreclosures and REO actually work here → · Buying a bank-owned home, step by step →
Short sales in Jacksonville · Bank-owned homes in Jacksonville
Foreclosures in Northeast Florida · Foreclosures in St. Johns County · Foreclosures in Nassau County
Market Snapshot
As of October 1, 2026, recent MLS-recorded sales in foreclosures & bank-owned homes in Jacksonville show a median sold price of $140,000 across 24 MLS-recorded sales; 5 homes are currently for sale ($225,000 - $1.2M).
- Median Sold (12 mo, MLS)
- $140,000
- Avg. Days to Sell
- 49 days
- Homes Sold (12 mo)
- 24
- For Sale Now
- 5
- HOA Dues
- ~$85/mo typical
- 2 of 5 listings carry dues
What’s for sale: 4 homes (median $449,450) · 1 multi-family (median $669,900)
Market stats are based on similar homes in foreclosures & bank-owned homes in Jacksonville, including 24 recent recorded sales — they may not include listings or sales that aren't comparable to this market. Sourced from the MLS; refreshed regularly.
foreclosures & bank-owned homes in Jacksonville Home Values
The MLS-recorded sales above are what homes in foreclosures & bank-owned homes in Jacksonville actually sell for — and the comp set your future buyer will see. Own a home here? This page updates with every new listing, price change, and recorded sale, so following it is the simplest way to watch your equity. There’s no automated estimate on this site — when you want a real number, Krista prepares it personally against these sales.
Showing 12 of 12
This market, from the inside
Most sell as-is on the seller’s forms. The guides linked below explain how each type is bought and what an inspection period can and cannot protect.
Frequently asked questions
What counts as a foreclosure listing in Jacksonville?
This page gathers the MLS conditions that mean a lender or a court is in the picture: In Foreclosure (the case is filed but the owner still holds title), Real Estate Owned (the bank has taken title and is the seller), Auction, HUD Owned (an FHA-insured home the government now sells) and the rarer Notice of Default and Bankruptcy flags. They are different purchases with different rules, and the listing’s remarks say which.
Can I buy a foreclosure with a mortgage?
Usually yes for bank-owned and HUD homes, which sell through the MLS with an ordinary contract and often allow financing; HUD homes have their own bidding system through a registered broker. Court-step auctions are cash at the sale and are not purchased through the MLS at all; an Auction flag on a listing usually means an online auction platform with its own terms and buyer premium. I read the terms before a client falls for a price.
Are foreclosures sold as-is?
Nearly always. Bank-owned and HUD sellers make no repairs and limited disclosures, utilities may be off for the inspection, and the contract is the seller’s form with the seller’s addenda. An inspection period is still negotiable in most cases, and it is the one thing I do not give up.
Looking for foreclosures & bank-owned homes in Jacksonville?
I’ll send new listings the moment they hit the market and walk through the details that don’t show up in the MLS — water access, HOA rules, what a feature really costs to maintain.
Contact Krista