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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·1 day on market

411 Ofarrell Avenue

Interlachen, FL 32148

$94,900$89/sqftEst. $526/moMLS# 2168658
3
Beds
2
Baths
1,064
Sq Ft
1992
Built
—
Garage
No
Pool
FEMA Zone XNo HOA9,583 sqft lotMobile Home1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Interlachen

LOOKING FOR AN AFFORDABLE REALLY NICE HOME - THIS IS IT!! Nice 3BR 2BA home in a GREAT location. This home is not far off pavement. Just minutes from INTERLACHEN LAKE ESTATES STATION 17 FIRE DEPARTMENT! Enjoy fishing, just a short drive to many lakes and rivers. DON'T MISS OUT ON THIS AWESOME PLACE!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$526
Estimated total, before insurance$526/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$94,900
$18,980
Loan Term
Monthly Payment
$526
Principal & Interest: $526
Insurance (est.): $63
Estimated Total Monthly
$589
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,658 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $348/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Listed$94,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $133/sq ft; this home is listed at $89/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
608 Kitty Avenue, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCAug 2026$55,000$413/21,344460
509 Janet Avenue, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Jun 2026$122,000$1332/2917350.3
316 Sheila Avenue, Interlachen, FL 32148Listed by WATSON REALTY CORPFeb 2026$149,900$1563/2960710.4
316 Sheila Avenue, Interlachen, FL 32148Listed by BENCHMARK BROKERS, INCAug 2025$52,000$543/29601020.4
206 Anthony Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCJun 2026$155,000$1493/21,040100.7
125 Ofarrell Avenue, Interlachen, FL 32148Listed by WATSON REALTY CORPApr 2025$114,000$1232/29241360.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$94,900
Price / Sq Ft$89
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,064
Total Structure Area1,064 sq ft
Acres0.22 acres
Year Built1992
TypeResidential
Sub-TypeMobile Home
StyleOther
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address411 Ofarrell Avenue, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionInterlachen Lakes Estates
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size9,583.2 sq ft
Parcel Number350924407514400140
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Range, Refrigerator, Washer
HeatingPropane
CoolingElectric, Wall/Window Unit(s)
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchDeck
RoofMetal
ConstructionAluminum Siding
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedOctober 9, 2026
Days on Market0
Tax Amount$347.79
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTERLACHEN REALTY SERVICES, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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