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Sold

Sold·Closed Jun 24, 2026·35 days on market

509 Janet Avenue

Interlachen, FL 32148

$122,000sold priceListed at $125,000 · 97.6% of asking$133/sqftMLS# 2144102
2
Beds
2
Baths
917
Sq Ft
1987
Built
—
Garage
No
Pool
No HOA0.43 acresMobile Home1 story

About this home

Interlachen

Investor-friendly opportunity in the heart of Interlachen! This move-in ready 2-bedroom, 2-bath home sits on a spacious double lot, offering added value, extra privacy, and future potential. Recent updates include two new mini-split A/C units for efficient comfort and energy savings. Ideal as a rental property, seasonal getaway, or affordable primary residence, this property is conveniently located near local lakes, parks, shopping, and everyday amenities while still maintaining a peaceful small-town atmosphere. Clean, functional, and ready for immediate occupancy, this is a great opportunity to add to your investment portfolio in growing Putnam County!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$676
Estimated total, before insurance$676/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$849/yr · $71/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$122,000
$24,400
Loan Term
Monthly Payment
$676
Principal & Interest: $676
Insurance (est.): $81
Estimated Total Monthly
$757
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $849/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $138/sq ft; this home is listed at $136/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
316 Sheila Avenue, Interlachen, FL 32148Listed by WATSON REALTY CORPFeb 2026$149,900$1563/2960710.3
316 Sheila Avenue, Interlachen, FL 32148Listed by BENCHMARK BROKERS, INCAug 2025$52,000$543/29601020.3
145 Dawson Drive, Interlachen, FL 32148Listed by FADER & CO REALTY LLCJun 2026$153,000$1333/21,152120.6
326 Gloria Avenue, Interlachen, FL 32148Listed by EXIT INSPIRED REAL ESTATEJun 2026$155,000$1383/21,12500.8
823 Janet Avenue, Interlachen, FL 32148Listed by THE FIELDS GROUP REALTYSep 2026$50,000$662/17561400.9
206 Anthony Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCJun 2026$155,000$1493/21,040100.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$125,000
Price / Sq Ft$136
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage917
Acres0.43 acres
Year Built1987
TypeResidential
Sub-TypeMobile Home
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryInterlachen
MiddleC. H. Price
HighInterlachen

Community Information

Address509 Janet Avenue, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionMetes & Bounds
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size18,730.8 sq ft
Parcel Number350924407602800230

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Available, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower
AppliancesElectric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingElectric, Zoned
CoolingSplit System, Wall/Window Unit(s)
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

FencingOther, Wire
RoofMetal
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedMay 8, 2026
Days on Market35
Tax Amount$849.01
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NICOSIA REALTY INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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