Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 24
Active

Active·221 days on market

115 Sawyer Street

Interlachen, FL 32148

$107,000$149/sqftEst. $593/moMLS# 2133093
↓ $2,000 below original list
2
Beds
2
Baths
720
Sq Ft
1973
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotMobile Home1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Interlachen

Very well maintained , this charming single wide mobile home is turn key ready . Situated on a .23 acre fenced lot in the Palm Shores subdivision with fruit bearing citrus trees , storage shed and a manicured lawn . Many updates inside and out .

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$593
Estimated total, before insurance$593/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$107,000
$21,400
Loan Term
Monthly Payment
$593
Principal & Interest: $593
Insurance (est.): $71
Estimated Total Monthly
$664
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,628 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 17, 2026Price change$107,000−$2,000
  • Mar 4, 2026Listed$109,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $123/sq ft; this home is listed at $149/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
104 Moore Avenue, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCOct 2026$122,570$1902/16441131.1
133 Mullis Avenue, Interlachen, FL 32148Listed by ALIGN RIGHT REALTY HORIZONSAug 2026$55,000$822/16724351.3
112 Palmer Drive, Interlachen, FL 32148Listed by BEACH STATE REALTYJun 2026$140,000$1522/1924121.9
212 Dawn Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCJul 2026$54,500$812/1672462
125 Ofarrell Avenue, Interlachen, FL 32148Listed by WATSON REALTY CORPApr 2025$114,000$1232/29241362
103 Walker Avenue, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLCJul 2026$90,000$972/29241842.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$107,000
Price / Sq Ft$149
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage720
Acres0.23 acres
Year Built1973
TypeResidential
Sub-TypeMobile Home
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address115 Sawyer Street, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionInterlachen Lakes Estates
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size10,018.8 sq ft
Lot Dimensions75' X 135'
Parcel Number071025408200300030

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingCarport

Interior

AppliancesElectric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup, In Carport, Washer Hookup

Additional Information

Date ListedMarch 4, 2026
Days on Market135
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NICOSIA REALTY INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines