Pending·26 days on market
106 Lake Shore Road
Interlachen, FL 32148
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Interlachen
Investor opportunity on approximately 2.79 acres in Interlachen Lakes Estates! This spacious property features a 1995 double-wide manufactured home offering 3 bedrooms, 2 bathrooms, and approximately 1,080 square feet of living space. The primary home is in need of renovation and offers an excellent opportunity for an investor, handyman, or buyer looking for acreage and potential. An additional 1971 single-wide mobile home is also located on the property. The older mobile home is currently considered uninhabitable and in need of significant repair/renovation and is being conveyed in its existing AS-IS condition. It may offer additional possibilities for the property, subject to buyer verification and approval by the appropriate county and regulatory authorities. Buyer should independently verify the condition, title status, permitting, and feasibility of repairing, replacing, or removing the older mobile home.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone A — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,602 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,165/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 7, 2026Pending$74,900
- Sep 14, 2026Listed$74,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $157/sq ft; this home is listed at $40/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 119 Chandler Street, Interlachen, FL 32148Listed by COLDWELL BANKER BEN BATES INC | Mar 2026 | $147,000 | $82 | 3/2 | 1,782 | 50 | 0.8 |
| 101 Pond Circle, Interlachen, FL 32148Listed by NICOSIA REALTY INC. | Oct 2026 | $259,900 | $179 | 3/2 | 1,456 | 35 | 1 |
| 1055 Old Gainesville Highway, Interlachen, FL 32148Listed by CENTURY 21 BECKHAM REALTY | Sep 2026 | $297,500 | $157 | 3/2 | 1,897 | 6 | 1 |
| 159 Ida Boulevard, Interlachen, FL 32148Listed by REAL BROKER LLC | Jul 2025 | $289,000 | $143 | 4/2 | 2,016 | 82 | 1.5 |
| 100 Tremont Street, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INC | Jun 2026 | $125,000 | $51 | 4/2 | 2,438 | 11 | 1.9 |
| 141 Kitty Avenue, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INC | Jul 2026 | $435,000 | $236 | 3/2 | 1,843 | 51 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INTEGRITY KEY REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines