Active·2 days on market
4814 Dale Court
Middleburg, FL 32068
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
In the Black Creek subdivision, 4814 Dale Ct, Middleburg FL 32068 is built in 2006 and renovated in 2026. Situated near Wilkinson in Middleburg, the home enjoys a quiet neighborhood setting. Inside, fresh interior paint brings a clean and bright backdrop to the rooms. The kitchen includes a walk-in pantry, giving you dedicated space to organize dry goods, cookware, and everyday ingredients within easy reach during meal prep. An attached garage provides sheltered vehicle parking along with extra room for tools and gear. In the back yard, a patio serves as an outdoor spot to set up seating, fire up a barbecue grill, and relax in the open air. Modern updates and clean finishes deliver an appealing home ready for new memories. Included 100-Day Home Warranty with buyer activation
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,232 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,256/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 9, 2026Listed$318,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $226/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2961 Beaver Avenue, Middleburg, FL 32068Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $362,500 | $247 | 3/2 | 1,469 | 116 | 0.7 |
| 3139 S Deer Avenue, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | May 2026 | $215,000 | $130 | 3/2 | 1,652 | 41 | 0.7 |
| 2965 Guava Court, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Sep 2026 | $322,000 | $234 | 3/2 | 1,377 | 7 | 0.8 |
| 5147 Chicory Circle, Middleburg, FL 32068Listed by ONE REALTY CORP | Jun 2026 | $329,000 | $218 | 3/2 | 1,512 | 71 | 0.8 |
| 4620 Burdock Court, Middleburg, FL 32068Listed by RESIDENTIAL WEALTH BUILDERS REALTY AND PROPERTY MANAGEMENT | Sep 2026 | $444,000 | $245 | 4/2 | 1,809 | 29 | 0.9 |
| 4881 Chickpea Street, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Jun 2026 | $373,000 | $230 | 3/2 | 1,621 | 26 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OPENDOOR BROKERAGE, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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