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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·2 days on market

357 Dillon Drive

Orange Park, FL 32073

$360,000$209/sqftEst. $1,994/moMLS# 2168541
3
Beds
2
Baths
1,725
Sq Ft
1974
Built
2
Garage
No
Pool
FEMA Zone XNo HOA15,246 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Your dream home awaits! This beautifully renovated 3-bedroom, 2-bath home offers high-end finishes, an open layout, and plenty of windows that flood the interior with natural light. You'll notice the chef's kitchen with new stainless-steel appliances. The home features LVP flooring, modern lighting fixtures, and fenced yards at the front and back for privacy and outdoor enjoyment. There's space to park your RV under the detached carport, plus a spacious backyard shed perfect for storage or a workshop. Act quickly—this opportunity can be yours! Recent updates include a new garage door and opener in 2022 and a new HVAC system installed in 2020.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,994
Property taxesest. at asking price, Clay County$552
Estimated total, before insurance$2,546/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,444/yr · $370/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Property taxes (est.): $552
Insurance (est.): $240
Estimated Total Monthly
$2,786
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,643 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,444/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $209/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
333 Dillon Court, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$325,000$2063/21,57680
411 Capricorn Lane, Orange Park, FL 32073Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$250,000$1595/21,568280.5
685 Bowie Boulevard, Orange Park, FL 32073Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$290,000$1823/21,59630.5
552 S Clermont Avenue S, Orange Park, FL 32073Listed by ROUND TABLE REALTYSep 2026$240,000$1783/21,352180.9
553 Thomas Stone Court, Orange Park, FL 32073Listed by TPR REAL ESTATE GROUP INCSep 2026$281,000$1643/21,714751.2
1310 Dolphin Street, Orange Park, FL 32073Listed by MAXXUM REALTY SERVICES, INC.Sep 2026$370,000$2044/21,814641.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$360,000
Price / Sq Ft$209
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,725
Acres0.35 acres
Year Built1974
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address357 Dillon Drive, Orange Park, FL 32073
Area131-Meadowbrook/Loch Rane
SubdivisionBellair West
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size15,246 sq ft
Parcel Number01042501271200000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking

Interior

AppliancesConvection Oven, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Additional Information

Date ListedOctober 9, 2026
Days on Market1
Tax Amount$4,444.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CASSEUS REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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