Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 63
Active

Active·Listed today

30 White Star Drive

Palm Coast, FL 32164

$495,000$215/sqftEst. $2,742/moMLS# 2167684
Open house Sat, Oct 17 · 11:00 am–1:00 pm
4
Beds
3
Baths
2,306
Sq Ft
2020
Built
2
Garage
No
Pool
FEMA Zone XNo HOA11,326 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

**Magnificent Florida Gem! Better Than New, Beautifully Designed & Thoughtfully Upgraded!** Fall in love with this beautifully finished home that combines the look and feel of new construction with an Impressive List of Upgrades already in place!!! Offering 4 bedrooms, 3 full bathrooms, and a versatile Flex Room, this home includes a private secondary primary suite—perfect for guests or multigenerational living. The heart of the home is a stunning kitchen featuring modern cabinetry, an oversized island, a custom range hood, additional lighting, and a spacious pantry with organized storage. Beautiful tile flooring and thoughtful design details add to the home's inviting appeal. The spacious primary suite offers a relaxing retreat, complete with an oversized walk-in closet featuring upgraded built-in shelving and cabinetry for exceptional storage and organization. All additional closets throughout the home also feature upgraded built-in shelving.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,742
Estimated total, before insurance$2,742/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,139/yr · $428/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Insurance (est.): $330
Estimated Total Monthly
$3,072
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,139/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 13, 2026Active$495,000
  • Oct 2, 2026Listed$495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
70 Rae Drive, Palm Coast, FL 32164Listed by COWFORD REALTY & DESIGN LLCAug 2026$292,000$1753/21,66880.4
43 White Feather Lane, Palm Coast, FL 32164Listed by SUNCOAST PROPERTY MANAGEMENT LLCSep 2026$360,000$1674/32,1511300.6
3 Walla Place, Palm Coast, FL 32164Listed by LPT REALTY LLCSep 2026$325,000$1463/22,224820.8
33 Phoenix Lane, Palm Coast, FL 32164Listed by REAL ESTATE SERVICES OF PALM COASTSep 2026$338,000$1724/21,9601430.8
35 Ramblewood Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INCJul 2026$339,415$1824/21,862890.9
25 Ryapple Lane, Palm Coast, FL 32164Listed by D R HORTON REALTY INCSep 2026$319,000$1714/21,8621741.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,000
Price / Sq Ft$215
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,306
Acres0.26 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWadsworth
MiddleBuddy Taylor

Community Information

Address30 White Star Drive, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPine Lakes
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size11,325.6 sq ft
Parcel Number0711317023002900250

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Water SourcePublic
ParkingAssigned, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Rear Porch
FencingFenced, Full, Privacy, Vinyl
RoofShingle
ConstructionBlock, Concrete
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 13, 2026
Days on Market0
Tax Amount$5,139.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/17/2026

11:00 am - 1:00 pm