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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Green Cove Springs.

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Active·11 days on market

2513 Swallowtail Lane

Green Cove Springs, FL 32043

$505,368$191/sqftEst. $2,799/moMLS# 2166885
5
Beds
2
Baths
2,640
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $49/mo6,098 sqft lotSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Designed with comfort and functionality in mind, this home offers an extended covered patio, upgraded driveway pavers, soaring 9-foot ceilings, 8-foot doors throughout, garage sink pre-plumbing, and a generous 3-car garage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,799
Property taxesest. at asking price, Clay County$774
HOAbilled quarterly$49
Estimated total, before insurance$3,622/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$505,368
$101,074
Loan Term
Monthly Payment
$2,799
Principal & Interest: $2,799
Property taxes (est.): $774
Insurance (est.): $337
Estimated Total Monthly
$3,911
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 28, 2026Listed$505,368

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$505,368
Price / Sq Ft$191
Bedrooms5
Bathrooms2.00
Full Baths2
Square Footage2,640
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionTo Be Built
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address2513 Swallowtail Lane, Green Cove Springs, FL 32043
Area309-World Golf Village Area-West
Subdivision**verifying Subd**
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,098.4 sq ft
Parcel Number16052500934200396

Amenities

AmenitiesPlayground
UtilitiesElectricity Available, Water Available
SewerPrivate Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
FencingFenced, Back Yard
RoofShingle
ConstructionVinyl Siding
Road SurfacePaved

Additional Information

Date ListedSeptember 29, 2026
Days on Market0
HOA Fees$146 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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