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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·309 days on market

303 SE 3rd Avenue

Melrose, FL 32666

$467,900$193/sqftEst. $2,418/moMLS# 2082793
3
Beds
2
Baths
2,425
Sq Ft
1997
Built
Garage
Yes
Pool

About this home

Melrose

Old Florida Charm with Modern Comfort welcomes you home to peace and quiet in this charming Old Florida-style neighborhood. This custom-built Florida Cracker-style home sits on just over half an acre, surrounded by beautiful live oaks and features that invite you to slow down and enjoy life. The wraparound covered porch, is the perfect place to pull up a rocking chair, grab a book, sip some sweet tea or host some friendly gatherings. The Screened Room is also a great place to unwind, while listening to the sounds of nature, or stepping outside on the deck and fire up the grill for some good BBQ. For those hot days, relax in your own private swimming pool, and spa oasis. This home is more than just a place to live it's a lifestyle rooted in comfort, charm, and a true connection to the outdoor. This 2425 sqft 3 bed 2 bath home offers main floor master bedroom, large living room, open floor plan, and a Multi use room, the 2nd floor offers 2 bedrooms, with jack & jill bathrooms and

Cost to own

Mortgage calculator

$467,900
$93,580
Loan Term
Monthly Payment
$2,418
Principal & Interest: $2,418
Insurance (est.): $312
Estimated Total Monthly
$2,730
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,418
Estimated total, before insurance$2,418/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,334 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Nov 3, 2025Listed$467,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$467,900
Price / Sq Ft$193
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,425
Total Structure Area3,404 sq ft
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo
Direction FacesWest

School Information

MiddleBradford
HighBradford

Community Information

Address303 SE 3rd Avenue, Melrose, FL 32666
Area523-Bradford County-SE
SubdivisionSeminole Ridge
CityMelrose
CountyBradford
StateFL
Zip Code32666
Parcel Number06230E02500
ZoningSingle Family

Amenities

UtilitiesCable Connected, Electricity Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking
ViewPool

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Jack and Jill Bath, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level

Exterior

Exterior FeaturesBalcony
Lot DescriptionMany Trees
Patio / PorchCovered, Deck, Front Porch, Porch, Screened, Side Porch, Wrap Around
FencingBack Yard, Chain Link
RoofMetal
ConstructionFrame, Wood Siding
Road SurfaceAsphalt

Additional Information

Date ListedNovember 3, 2025
Days on Market388
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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