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Sold·Closed Sep 3, 2025·10 days on market
101 Pine Tree Lane
Melrose, FL 32666
About this home
Melrose
Escape to your own slice of paradise with this 3 bedroom, 3 bath lakefront home nestled on 1.01 acres in a peaceful small-town setting. Perfect for fishing, water sports, and unforgettable family gatherings, this property offers the best of country living with big outdoor perks! Enjoy breathtaking lake views from your 23' x 10' sunroom or cast a line from your private dock. Inside, you'll find a spacious formal living room, a cozy family room with fireplace, and a well-appointed kitchen with ample cabinet space and a convenient eating bar. Other features include: Large laundry room, Covered front deck with handicap ramp and stair access, Two 10' x 16' sheds each with a 10-ft wide lean-to - ideal for storage or hobbies. Whether you're looking for a year-round home or a weekend retreat, this one checks all the boxes for comfort, charm, and lakefront fun! Schedule your private showing today and start living the lake life you've always imagined.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,492 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 5, 2025Listed$265,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $141/sq ft; this home is listed at $143/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 129 Crystal Lake Drive, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTY | Sep 2026 | $235,000 | $109 | 4/3 | 2,150 | 137 | 1 |
| 120 Ashley Lake Drive, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $380,000 | $220 | 2/2 | 1,727 | 259 | 1.6 |
| 23611 NE State Road 26, Melrose, FL 32666Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $325,000 | $141 | 3/2 | 2,301 | 25 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines