Sold·Closed Oct 8, 2026·2 days on market
48 Lumber Jack Trail
Palm Coast, FL 32137
About this home
Palm Coast
Welcome to 48 Lumber Jack Trail, a beautifully upgraded Destin floor plan in the desirable Sawmill Branch community of Palm Coast. Built in 2023, this 3-bedroom, 3-bath home with a versatile den offers approximately 2,356 square feet of thoughtfully designed living space, a stunning water view and a spacious 3-car garage. From the moment you enter, you'll appreciate the seamless combination of style, comfort, and functionality. Wood-look tile flows throughout the main living areas of the home, and crown molding to accent higher ceilings, creating a sophisticated, cohesive look while offering the durability and easy maintenance ideal for Florida living. The open-concept kitchen and living area provide an inviting space for everyday living and entertaining. The kitchen features sparkling quartz countertops, an upgraded single-bowl sink, Stainless Steel appliances, complemented by a spacious layout designed for both cooking and gathering.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:27 AM, sunset 6:55 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,132/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 8, 2026Closed$459,000
- Sep 27, 2026Pending$459,000
- Sep 27, 2026Listed$459,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $195/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 54 Hulett Woods Road, Palm Coast, FL 32137Listed by EXIT INSPIRED REAL ESTATE | Aug 2026 | $437,000 | $175 | 4/3.5 | 2,498 | 61 | 0.1 |
| 8 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INC | Aug 2026 | $374,850 | $185 | 5/3 | 2,030 | 14 | 0.1 |
| 7 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INC | Jul 2026 | $349,990 | $188 | 4/2 | 1,862 | 84 | 0.1 |
| 9 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INC | Jun 2026 | $404,445 | $162 | 5/3 | 2,499 | 38 | 0.1 |
| 4 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INC | Jun 2026 | $366,497 | $181 | 5/3 | 2,030 | 89 | 0.1 |
| 29 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INC | Sep 2026 | $375,000 | $189 | 4/3 | 1,987 | 103 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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