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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 20, 2026·61 days on market

54 Hulett Woods Road

Palm Coast, FL 32137

$437,000sold priceListed at $445,000 · 98.2% of asking$175/sqftMLS# 2146446
4
Beds
3.5
Baths
2,498
Sq Ft
2023
Built
3
Garage
No
Pool
FEMA Zone XHOA $21/mo7,841 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Multigenerational living at its best in the sought-after Sawmill Branch community in Palm Coast with resort-style amenities. Built in 2023, this highly desirable Miramar floor plan offers 4 bedrooms, 3.5 baths, 2,498 sq ft, and a 3-car garage on a private preserve lot. A standout feature of this home is the built-in in-law suite featuring a private living/sitting area with kitchenette, along with its own bedroom and full bath -- perfect for aging parents, guests, or older children wanting added privacy and independence. Inside you'll find quartz countertops, tile flooring throughout the main living areas, tray ceilings throughout, and an open-concept layout ideal for entertaining. Relax on the screened rear porch overlooking the preserve for added privacy and peaceful views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,421
HOAbilled annually$21
Estimated total, before insurance$2,441/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,416/yr · $701/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$437,000
$87,400
Loan Term
Monthly Payment
$2,421
Principal & Interest: $2,421
Insurance (est.): $291
Estimated Total Monthly
$2,712
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,416/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$445,000
  • Jul 21, 2026Active Under Contract$445,000
  • Jul 21, 2026Price change$445,000+$11,000
  • Jul 16, 2026Price change$434,000−$1,000
  • Jul 9, 2026Price change$435,000−$4,800
  • May 21, 2026Listed$439,800

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
48 Lumber Jack Trail, Palm Coast, FL 32137Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$430,000$1833/32,35620.1
8 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCAug 2026$374,850$1855/32,030140.1
7 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJul 2026$349,990$1884/21,862840.1
9 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJun 2026$404,445$1625/32,499380.1
14 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJun 2026$348,090$1874/21,862960.1
4 Sawdust Lane, Palm Coast, FL 32137Listed by D R HORTON REALTY INCJun 2026$366,497$1815/32,030890.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$445,000
Price / Sq Ft$178
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,498
Total Structure Area3,366 sq ft
Acres0.18 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address54 Hulett Woods Road, Palm Coast, FL 32137
Area602-Flagler County-NW
SubdivisionSawmill Branch
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size7,840.8 sq ft
Parcel Number2810305415000000990
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Park, Pickleball, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Guest Suite, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityFire Alarm

Exterior

Patio / PorchCovered, Patio, Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 21, 2026
Days on Market61
HOA Fees$249 / Annually
HOA FrequencyAnnually
Tax Amount$8,415.66
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Sold by: REAL BROKER LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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