Active·17 days on market
2312 Tyrone Road
Middleburg, FL 32068
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
1.46 ACRES, Completely renovated from top to bottom, this stunning home showcases quality craftsmanship and attention to detail throughout. Recent upgrades include a newer metal roof, newer A/C system and ductwork, upgraded electrical panels inside and out, newer well equipment, and all work completed with permits for added peace of mind. The beautifully redesigned kitchen features stainless steel appliances, while the updated bathrooms boast modern vanities and fixtures. Additional improvements include new drywall, doors, skirting, and insulation. Situated on 1.46 this exceptional property also offers two spacious primary suites, each with its own private ensuite bathroom. Move-in ready and loaded with upgrades, this is a rare opportunity you won't want to miss.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone A — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,353 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,160/yr
Estimated taxes if purchased at asking price: ~$4,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 24, 2026Listed$215,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $234/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2012 Teal Lane, Middleburg, FL 32068Listed by AT HOME REALTY SERVICES, LLC. | Sep 2026 | $200,000 | $199 | 2/1 | 1,006 | 158 | 0.8 |
| 2024 Catherine Lane, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Jul 2026 | $76,000 | $74 | 3/2 | 1,032 | 3 | 1.1 |
| 86 Melanie Lane, Middleburg, FL 32068Listed by WATSON REALTY CORP | Jun 2026 | $120,000 | $130 | 3/2 | 924 | 207 | 1.5 |
| 5117 Huntington Court, Middleburg, FL 32068Listed by WATSON REALTY CORP | Jun 2026 | $225,000 | $190 | 3/2 | 1,186 | 18 | 2.1 |
| 5402 Angus Road, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Aug 2026 | $245,000 | $227 | 2/1 | 1,080 | 141 | 2.4 |
| 4909 Bamboo Street, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATE | Oct 2026 | $229,990 | $218 | 3/2 | 1,056 | 14 | 2.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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