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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·19 days on market

124 Hour Glass Circle

Hawthorne, FL 32640

$319,990$156/sqftEst. $1,772/moMLS# 2165760
5
Beds
3
Baths
2,052
Sq Ft
1999
Built
—
Garage
No
Pool
FEMA Zone XHOA $4/mo3.78 acresManufactured Home1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hawthorne

3.78 ACRES + LAKE SETTING + COMPLETELY RENOVATED! This beautifully renovated 5-bedroom, 3-bathroom manufactured home offers 2,052 sq ft of spacious, comfortable living on a fully fenced 3.78-acre property backing to Hour Glass Lake. From the moment you step inside, you'll notice the attention to detail throughout this extensive renovation. The bright, open floor plan features vaulted ceilings, brand-new luxury vinyl flooring, a beautiful stone fireplace, and all-new ceiling fans, lighting, and fixtures. The completely remodeled kitchen is designed to impress with new cabinetry, stunning Taj Mahal quartz countertops, a new backsplash, and brand-new stainless steel appliances. The spacious primary bedroom offers plenty of room to unwind and features a beautifully remodeled en-suite bathroom with a double vanity, separate soaking tub, and walk-in shower. The additional bathrooms have also been fully remodeled with new vanities, toilets, mirrors, and updated finishes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
HOAbilled annually$4
Estimated total, before insurance$1,776/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,315/yr · $276/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$319,990
$63,998
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Insurance (est.): $213
Estimated Total Monthly
$1,986
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,385 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,315/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 21, 2026Listed$319,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $156/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
105 Buck Run Trail, Hawthorne, FL 32640Listed by EXP REALTY LLCSep 2026$325,000$1644/31,976440.3
251 Cue Lake Drive, Hawthorne, FL 32640Listed by IHEART REALTY INCSep 2026$425,000$1943/2.52,19660.3
158 Melrose Landing Boulevard, Hawthorne, FL 32640Listed by NORTH FLORIDA REAL ESTATE PARTNERS INCAug 2025$295,000$2033/21,45610.7
197 Melrose Landing Drive, Hawthorne, FL 32640Listed by NICOSIA REALTY INC.Sep 2026$280,000$1364/22,05270.8
110 Hill Top Loop, Hawthorne, FL 32640Listed by HELEN HERSEY REALTYAug 2026$265,000$1753/21,5121301
246 Rainbow Drive, Hawthorne, FL 32640Listed by NICOSIA REALTY INC.Sep 2026$123,000$843/21,4562561.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$319,990
Price / Sq Ft$156
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,052
Total Structure Area2,052 sq ft
Acres3.78 acres
Year Built1999
TypeResidential
Sub-TypeManufactured Home
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address124 Hour Glass Circle, Hawthorne, FL 32640
Area574-Interlachen-NW
SubdivisionCue Lake Hills
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size164,656.8 sq ft
Parcel Number350923186000200090
ZoningAgricultural

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourceWell
ParkingOther

Interior

AppliancesElectric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 21, 2026
Days on Market3
HOA Fees$48 / Annually
HOA FrequencyAnnually
HOA NameCue Lake Hills Property Owner's Association
Tax Amount$3,314.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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