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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·52 days on market

168 Hour Glass Circle

Hawthorne, FL 32640

$455,000$211/sqftEst. $2,520/moMLS# 2160835
↓ $20,000 below original list
3
Beds
2
Baths
2,154
Sq Ft
2008
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $4/mo2.49 acresWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hawthorne

Discover the space, privacy, and possibilities that come with this 3-bedroom, 2-bath home situated on a generous 2.4-acre property in an airport community. The thoughtfully designed split-bedroom floor plan offers comfortable living spaces, while the eat-in kitchen features a breakfast bar, pantry, and ample room for everyday meals and entertaining. The primary suite includes a walk-in closet and private bathroom with a tub and separate shower. The home offers a blend of laminate and tile flooring, central heating and cooling, and a cozy fireplace for added character. Step outside to enjoy multiple covered outdoor spaces, including a front porch, deck, and patio--perfect for relaxing or entertaining while taking advantage of the expansive property. Outdoor amenities include an above-ground pool with cover, a greenhouse, and plenty of land to create your own private retreat, garden, recreational space, or hobby area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
HOAbilled annually$4
Estimated total, before insurance$2,524/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,298/yr · $525/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Insurance (est.): $303
Estimated Total Monthly
$2,824
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,671 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,298/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$455,000−$10,000
  • Oct 5, 2026Price change$465,000−$8,000
  • Sep 2, 2026Price change$473,000−$2,000
  • Aug 19, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $175/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
105 Buck Run Trail, Hawthorne, FL 32640Listed by EXP REALTY LLCSep 2026$325,000$1644/31,976440.2
251 Cue Lake Drive, Hawthorne, FL 32640Listed by IHEART REALTY INCSep 2026$425,000$1943/2.52,19660.3
197 Melrose Landing Drive, Hawthorne, FL 32640Listed by NICOSIA REALTY INC.Sep 2026$280,000$1364/22,05270.7
110 Hill Top Loop, Hawthorne, FL 32640Listed by HELEN HERSEY REALTYAug 2026$265,000$1753/21,5121301.2
249 Melrose Landing Drive, Hawthorne, FL 32640Listed by HELEN HERSEY REALTYJul 2026$411,000$2063/21,992221.2
150 Lake Galilee Drive, Hawthorne, FL 32640Listed by GETMOREOFFERSSep 2026$212,000$1364/21,560322.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$455,000
Price / Sq Ft$211
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,154
Acres2.49 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontYes

Community Information

Address168 Hour Glass Circle, Hawthorne, FL 32640
Area574-Interlachen-NW
SubdivisionCue Lake Hills
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size108,464.4 sq ft
Parcel Number350923186000200160

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Split Bedrooms
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Additional Information

Date ListedAugust 19, 2026
Days on Market50
HOA Fees$49 / Annually
HOA FrequencyAnnually
Tax Amount$6,298.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER SMITH AND SMITH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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